{"id":88474,"date":"2024-03-07T08:28:44","date_gmt":"2024-03-07T06:28:44","guid":{"rendered":"https:\/\/banknews.gr\/?p=88474"},"modified":"2024-03-07T08:28:44","modified_gmt":"2024-03-07T06:28:44","slug":"%ce%b2%ce%b1%cf%83%ce%af%ce%bb%ce%b7%cf%82-%cf%88%ce%ac%ce%bb%cf%84%ce%b7%cf%82-alpha-bank-%cf%89%cf%82-%cf%84%cf%81%ce%ac%cf%80%ce%b5%ce%b6%ce%b1-%ce%ba%ce%b1%ce%b9-%cf%89%cf%82-%ce%ad%ce%b8","status":"publish","type":"post","link":"https:\/\/banknews.gr\/?p=88474","title":{"rendered":"\u0392\u03b1\u03c3\u03af\u03bb\u03b7\u03c2 \u03a8\u03ac\u03bb\u03c4\u03b7\u03c2 (Alpha Bank): \u03a9\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1, \u03ba\u03b1\u03b9 \u03c9\u03c2 \u03ad\u03b8\u03bd\u03bf\u03c2, \u03ad\u03c7\u03bf\u03c5\u03bc\u03b5 \u03b3\u03c5\u03c1\u03af\u03c3\u03b5\u03b9 \u03c3\u03b5\u03bb\u03af\u03b4\u03b1 \u03c7\u03b1\u03c1\u03ac\u03c3\u03c3\u03bf\u03bd\u03c4\u03b1\u03c2 \u03bc\u03af\u03b1 \u03be\u03b5\u03ba\u03ac\u03b8\u03b1\u03c1\u03b7 \u03c0\u03bf\u03c1\u03b5\u03af\u03b1 \u03c0\u03c1\u03bf\u03c2 \u03c4\u03b7\u03bd \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7"},"content":{"rendered":"

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\u0391\u03a0\u039f\u03a4\u0395\u039b\u0395\u03a3\u039c\u0391\u03a4\u0391<\/b><\/strong>\u00a0<\/b><\/strong>2023<\/b><\/strong><\/h4>\n

\u03a1\u03b5\u03ba\u03cc\u03c1<\/strong>\u00a0<\/strong>\u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2<\/strong>\u00a0<\/strong>\u03b3\u03b9\u03b1<\/strong>\u00a0<\/strong>\u03c4\u03bf<\/strong>\u00a0<\/strong>\u0394\u2019<\/strong>\u00a0<\/strong>\u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf<\/strong><\/p>\n

\u03a4\u03b7\u03bd\u00a0\u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7\u00a0\u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u00a0(RoTE\u00a014,3%)\u00a0\u03c4\u03c1\u03b9\u03bc\u03ae\u03bd\u03bf\u03c5\u00a0\u03b3\u03b9\u03b1\u00a0\u03c4\u03bf\u00a02023\u00a0\u03c0\u03ad\u03c4\u03c5\u03c7\u03b5\u00a0\u03b7 Alpha Bank\u00a0\u03ba\u03b1\u03c4\u03ac \u03c4\u03bf \u0394\u0384 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf, \u03c9\u03b8\u03ce\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b7 \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03ae \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1 \u03c4\u03bf\u03c5 \u03ad\u03c4\u03bf\u03c5\u03c2 \u03c3\u03c4\u03bf 12,9% \u03ba\u03b1\u03b9\u00a0\u03be\u03b5\u03c0\u03b5\u03c1\u03bd\u03ce\u03bd\u03c4\u03b1\u03c2\u00a0\u03ba\u03b1\u03c4\u03ac\u00a04\u00a0\u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03b9\u03b1\u03af\u03b5\u03c2\u00a0\u03bc\u03bf\u03bd\u03ac\u03b4\u03b5\u03c2\u00a0\u03c4\u03b9\u03c2\u00a0\u03b1\u03c1\u03c7\u03b9\u03ba\u03ad\u03c2\u00a0\u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2\u00a0\u03c4\u03b7\u03c2\u00a0\u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7\u03c2.<\/p>\n

\u03a0\u03b1\u03c1\u03ac\u03bb\u03bb\u03b7\u03bb\u03b1, \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c0\u03ad\u03c4\u03c5\u03c7\u03b5, \u03ba\u03b1\u03b9 \u03c3\u03b5 \u03c0\u03bf\u03bb\u03bb\u03ad\u03c2 \u03c6\u03bf\u03c1\u03ad\u03c2 \u03be\u03b5\u03c0\u03ad\u03c1\u03b1\u03c3\u03b5, \u03c4\u03bf\u03c5\u03c2 \u03b1\u03c1\u03c7\u03b9\u03ba\u03bf\u03cd\u03c2 \u03c4\u03b7\u03c2 \u03c3\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03bf 2023, \u03bc\u03b5 \u03c4\u03b1 \u039a\u03ad\u03c1\u03b4\u03b7 \u03b1\u03bd\u03ac \u039c\u03b5\u03c4\u03bf\u03c7\u03ae (EPS) \u03bd\u03b1 \u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03ce\u03bd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c3\u03c4\u03bf \u20ac0,32, \u03b1\u03c0\u03cc\u00a0<\/strong>\u20ac0,23 <\/strong>\u03c0\u03bf\u03c5 \u03ae\u03c4\u03b1\u03bd \u03b7 \u03b1\u03c1\u03c7\u03b9\u03ba\u03ae \u03b5\u03ba\u03c4\u03af\u03bc\u03b7\u03c3\u03b7,\u00a0\u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03b1 \u03ba\u03b1\u03c4\u03ac 91% \u03c3\u03b5 \u03c3\u03c7\u03ad\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03bf 2022. <\/strong>\u03a4\u03b1 \u03b9\u03c3\u03c7\u03c5\u03c1\u03ac\u00a0\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ac \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03ad\u03c3\u03bc\u03b1\u03c4\u03b1 \u03b5\u03c0\u03ad\u03c4\u03c1\u03b5\u03c8\u03b1\u03bd \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03c3\u03c4\u03b7 \u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03b9\u03bd\u03ce\u03c3\u03b5\u03b9 \u03b1\u03ba\u03cc\u03bc\u03b1 \u03c0\u03b9\u03bf<\/strong>\u00a0<\/strong>\u03c6\u03b9\u03bb\u03cc\u03b4\u03bf\u03be\u03bf\u03c5\u03c2 \u03c3\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2 <\/strong>\u03b3\u03b9\u03b1 \u03c4\u03b1 \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b1 \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1, \u03bb\u03b1\u03bc\u03b2\u03ac\u03bd\u03bf\u03bd\u03c4\u03b1\u03c2, \u03c9\u03c3\u03c4\u03cc\u03c3\u03bf,<\/strong>\u00a0<\/strong>\u03c3\u03c5\u03bd\u03c4\u03b7\u03c1\u03b7\u03c4\u03b9\u03ba\u03ad\u03c2 \u03c0\u03b1\u03c1\u03b1\u03b4\u03bf\u03c7\u03ad\u03c2 \u03c3\u03b5 \u03cc,\u03c4\u03b9 \u03b1\u03c6\u03bf\u03c1\u03ac \u03c3\u03c4\u03b7\u03bd \u03c0\u03bf\u03c1\u03b5\u03af\u03b1 \u03c4\u03c9\u03bd \u03b5\u03c0\u03b9\u03c4\u03bf\u03ba\u03af\u03c9\u03bd<\/strong>.<\/p>\n

\u0395\u03b9\u03b4\u03b9\u03ba\u03cc\u03c4\u03b5\u03c1\u03b1,\u00a0\u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1\u00a0\u03bc\u03b5\u00a0\u03c4\u03b9\u03c2\u00a0\u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2\u00a0\u03c4\u03b7\u03c2\u00a0\u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7\u03c2,\u00a0\u03c4\u03bf<\/strong>\u00a0<\/strong>RoTE<\/strong>\u00a0<\/strong>\u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9<\/strong>\u00a0<\/strong>\u03bd\u03b1<\/strong>\u00a0<\/strong>\u03b1\u03bd\u03ad\u03bb\u03b8\u03b5\u03b9<\/strong>\u00a0<\/strong>\u03c3\u03c4\u03bf<\/strong>\u00a0<\/strong>14%<\/strong>\u00a0<\/strong>\u03ba\u03b1\u03b9\u00a0\u03c4\u03b1\u00a0EPS<\/strong>\u00a0<\/strong>\u03c3\u03c4\u03b1<\/strong>\u00a0<\/strong>\u20ac0,35<\/strong>\u00a0<\/strong>\u03c4\u03bf<\/strong>\u00a0<\/strong>2026<\/strong>,\u00a0\u03b5\u03bd\u03ce\u00a0\u03b5\u03ba\u03c4\u03b9\u03bc\u03ac\u03c4\u03b1\u03b9\u00a0\u03cc\u03c4\u03b9\u00a0\u03c4\u03b1<\/strong>\u00a0<\/strong>\u03c0\u03bb\u03b5\u03bf\u03bd\u03ac\u03b6\u03bf\u03bd\u03c4\u03b1<\/strong>\u00a0<\/strong>\u03ba\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03b1<\/strong>\u00a0<\/strong>\u03b8\u03b1<\/strong>\u00a0<\/strong>\u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03bf\u03c5\u03bd<\/strong>\u00a0<\/strong>\u03c4\u03b1 <\/strong>\u20ac1,5<\/b><\/strong>\u00a0<\/b><\/strong>\u03b4\u03b9\u03c3.<\/b><\/strong><\/p>\n

\u0397 \u03b9\u03ba\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03bd\u03b1 \u03b1\u03c5\u03be\u03ae\u03c3\u03b5\u03b9 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ac \u03c4\u03b7\u03bd \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1 <\/strong>\u03c4\u03b7\u03c2 \u03c3\u03b5 \u03c3\u03c5\u03bd\u03b4\u03c5\u03b1\u03c3\u03bc\u03cc \u03bc\u03b5\u00a0\u03c4\u03b7\u03bd\u00a0\u03b5\u03bd\u03af\u03c3\u03c7\u03c5\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03c4\u03bf\u03c5 \u03b9\u03c3\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03bf\u03cd<\/strong>,\u00a0\u03cc\u03c0\u03c9\u03c2\u00a0\u03b1\u03c0\u03bf\u03c4\u03c5\u03c0\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9\u00a0\u03b1\u03c0\u03cc \u03c4\u03b7\u03bd\u00a0\u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9<\/strong>\u00a0<\/strong>\u03bc\u03b5\u03af\u03c9\u03c3\u03b7 \u03c4\u03c9\u03bd \u039c\u03b7<\/strong>\u00a0<\/strong>\u0395\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u0394\u03b1\u03bd\u03b5\u03af\u03c9\u03bd <\/strong>\u03c3\u03b5 \u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03cc \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc 6% <\/strong>\u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b5\u03bd\u03af\u03c3\u03c7\u03c5\u03c3\u03b7 \u03c4\u03c9\u03bd<\/strong>\u00a0<\/strong>\u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd \u03ba\u03b1\u03c4\u03ac 237 \u03bc\u03bf\u03bd\u03ac\u03b4\u03b5\u03c2 \u03b2\u03ac\u03c3\u03b7\u03c2<\/strong>, \u03b5\u03b4\u03c1\u03b1\u03b9\u03ce\u03bd\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae \u03c4\u03b7\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03c3\u03c4\u03b7\u03bd<\/strong>\u00a0<\/strong>\u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1 \u03ba\u03b1\u03b9<\/strong>\u00a0<\/strong>\u03b1\u03bd\u03bf\u03af\u03b3\u03bf\u03c5\u03bd<\/strong>\u00a0<\/strong>\u03c4\u03bf\u03bd<\/strong>\u00a0<\/strong>\u03b4\u03c1\u03cc\u03bc\u03bf<\/strong>\u00a0<\/strong>\u03b3\u03b9\u03b1<\/strong>\u00a0<\/strong>\u03c4\u03b7\u03bd<\/strong>\u00a0<\/strong>\u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae<\/strong>\u00a0<\/strong>\u03b1\u03be\u03af\u03b1\u03c2<\/strong>\u00a0<\/strong>\u03c3\u03c4\u03bf\u03c5\u03c2<\/strong>\u00a0<\/strong>\u03bc\u03b5\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2.<\/strong><\/p>\n

\u0395\u03b9\u03b4\u03b9\u03ba\u03cc\u03c4\u03b5\u03c1\u03b1,\u00a0\u03b7\u00a0\u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7\u00a0\u03c3\u03c7\u03b5\u03b4\u03b9\u03ac\u03b6\u03b5\u03b9<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03b7<\/b><\/strong>\u00a0<\/b><\/strong>\u03b4\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03bf\u03c5<\/b><\/strong>\u00a0<\/b><\/strong>20%<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03c9\u03bd<\/b><\/strong>\u00a0<\/b><\/strong>\u03ba\u03b5\u03c1\u03b4\u03ce\u03bd<\/b><\/strong>\u00a0<\/b><\/strong>\u03b3\u03b9\u03b1<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03bf<\/b><\/strong>\u00a0<\/b><\/strong>2023,<\/b><\/strong>\u00a0<\/b><\/strong>\u03c3\u03c4\u03bf\u03c7\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03c2<\/b><\/strong>\u00a0<\/b><\/strong>\u03bd\u03b1<\/b><\/strong>\u00a0<\/b><\/strong>\u03b1\u03c5\u03be\u03ae\u03c3\u03b5\u03b9<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03bf<\/b><\/strong>\u00a0<\/b><\/strong>\u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03cc<\/b><\/strong>\u00a0<\/b><\/strong>\u03b1\u03c5\u03c4\u03cc<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03b1<\/b><\/strong>\u00a0<\/b><\/strong>\u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b1<\/b><\/strong>\u00a0<\/b><\/strong>\u03c7\u03c1\u03cc\u03bd\u03b9\u03b1,<\/b><\/strong>\u00a0<\/b><\/strong>\u03b4\u03b9\u03b1\u03bd\u03ad\u03bc\u03bf\u03bd\u03c4\u03b1\u03c2 <\/b><\/strong>\u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc \u20ac1 \u03b4\u03b9\u03c3. \u03c3\u03b5 \u03bc\u03b5\u03c1\u03af\u03c3\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03bd 3\u03b5\u03c4\u03af\u03b1 2024-26, \u03c5\u03c0\u03cc \u03c4\u03b7\u03bd \u03c0\u03c1\u03bf\u03cb\u03c0\u03cc\u03b8\u03b5\u03c3\u03b7 <\/strong>\u03c4\u03b7\u03c2 \u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b7\u03c2 \u03b3\u03bd\u03ce\u03bc\u03b7\u03c2 \u03c4\u03bf\u03c5 SSM. \u03a0\u03b1\u03c1\u03ac\u03bb\u03bb\u03b7\u03bb\u03b1, \u03b7 \u03c0\u03bb\u03b5\u03bf\u03bd\u03ac\u03b6\u03bf\u03c5\u03c3\u03b1 \u03c1\u03b5\u03c5\u03c3\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c0\u03bf\u03c5 \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03b9\u03ac\u03b6\u03b5\u03b9 \u03bf \u038c\u03bc\u03b9\u03bb\u03bf\u03c2, \u03bc\u03b5 \u03c4\u03bf\u03bd \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 \u0394\u03b1\u03bd\u03b5\u03af\u03c9\u03bd<\/strong>\u00a0<\/strong>\u03c0\u03c1\u03bf\u03c2<\/strong>\u00a0<\/strong>\u039a\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03b9\u03c2<\/strong>\u00a0<\/strong>(LDR)<\/strong>\u00a0<\/strong>\u03bd\u03b1<\/strong>\u00a0<\/strong>\u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9<\/strong>\u00a0<\/strong>\u03c3\u03c4\u03bf<\/strong>\u00a0<\/strong>75%<\/strong>,\u00a0\u03b8\u03ad\u03c4\u03b5\u03b9\u00a0\u03c4\u03bf\u03bd\u00a0\u03bf\u03c1\u03b3\u03b1\u03bd\u03b9\u03c3\u03bc\u03cc\u00a0\u03c3\u03c4\u03b7\u03bd\u00a0\u03ba\u03b1\u03c4\u03ac\u03bb\u03bb\u03b7\u03bb\u03b7<\/strong>\u00a0<\/strong>\u03b8\u03ad\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03bd\u03b1<\/strong>\u00a0<\/strong>\u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03af\u03be\u03b5\u03b9<\/strong>\u00a0<\/strong>\u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9<\/strong>\u00a0<\/strong>\u03c4\u03b7\u03bd<\/strong>\u00a0<\/strong>\u03b1\u03bd\u03b1\u03c0\u03c4\u03c5\u03be\u03b9\u03b1\u03ba\u03ae <\/strong>\u03c0\u03bf\u03c1\u03b5\u03af\u03b1<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03b7\u03c2<\/b><\/strong>\u00a0<\/b><\/strong>\u03c7\u03ce\u03c1\u03b1\u03c2.<\/b><\/strong><\/p>\n

\u03a4\u03b1 \u03ba\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03b1 FL CET1 \u03b1\u03bd\u03ae\u03bb\u03b8\u03b1\u03bd \u03c3\u03c4\u03bf 15,9%<\/strong>, \u03bb\u03b1\u03bc\u03b2\u03ac\u03bd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c5\u03c0\u03cc\u03c8\u03b7 \u03c4\u03b7 \u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03b5\u03c0\u03af\u03c0\u03c4\u03c9\u03c3\u03b7 \u03c3\u03c4\u03b1 \u03a3\u03c4\u03b1\u03b8\u03bc\u03b9\u03c3\u03bc\u03ad\u03bd\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u039a\u03af\u03bd\u03b4\u03c5\u03bd\u03bf \u03a3\u03c4\u03bf\u03b9\u03c7\u03b5\u03af\u03b1 \u03c4\u03bf\u03c5 \u0395\u03bd\u03b5\u03c1\u03b3\u03b7\u03c4\u03b9\u03ba\u03bf\u03cd (RWAs) \u03c0\u03bf\u03c5 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ac\u03c4\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b8\u03b1 \u03c0\u03c1\u03bf\u03ba\u03cd\u03c8\u03b5\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2 MEA, \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03b1 \u03ba\u03b1\u03c4\u03ac 3,4<\/strong>\u00a0<\/strong>\u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03b9\u03b1\u03af\u03b5\u03c2<\/strong>\u00a0<\/strong>\u03bc\u03bf\u03bd\u03ac\u03b4\u03b5\u03c2<\/strong>\u00a0<\/strong>\u03c3\u03b5<\/strong>\u00a0<\/strong>\u03c3\u03c7\u03ad\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03bc\u03b5<\/strong>\u00a0<\/strong>\u03c4\u03bf 2022 <\/strong>\u03ba\u03b1\u03b9 \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd 2 \u03c0.\u03bc. \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b1\u03c1\u03c7\u03b9\u03ba\u03ae \u03ba\u03b1\u03b8\u03bf\u03b4\u03ae\u03b3\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7\u03c2<\/strong>. \u0397\u00a0\u03c5\u03c8\u03b7\u03bb\u03ae \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1 \u03c0\u03bf\u03c5 \u03c0\u03ad\u03c4\u03c5\u03c7\u03b5 \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03bf\u03b4\u03ae\u03b3\u03b7\u03c3\u03b5 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03c3\u03b5 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2<\/strong>\u00a0<\/strong>\u0395\u03bd\u03c3\u03ce\u03bc\u03b1\u03c4\u03b7\u03c2 \u039a\u03b1\u03b8\u03b1\u03c1\u03ae\u03c2<\/strong>\u00a0<\/strong>\u0398\u03ad\u03c3\u03b7\u03c2<\/strong>\u00a0<\/strong>\u03c4\u03bf\u03c5<\/strong>\u00a0<\/strong>\u039f\u03bc\u03af\u03bb\u03bf\u03c5<\/strong>,\u00a0\u03b7\u00a0\u03bf\u03c0\u03bf\u03af\u03b1\u00a0\u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03ce\u03b8\u03b7\u03ba\u03b5\u00a0\u03c3\u03c4\u03b1\u00a0\u20ac6,4 \u03b4\u03b9\u03c3.<\/strong>, \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03b1\u03c1\u03c7\u03b9\u03ba\u03ad\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03b7\u03c2 \u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7\u03c2. \u0391\u03be\u03af\u03b6\u03b5\u03b9 \u03bd\u03b1 \u03c3\u03b7\u03bc\u03b5\u03b9\u03c9\u03b8\u03b5\u03af \u03cc\u03c4\u03b9 \u03b7 \u03b5\u03bd\u03af\u03c3\u03c7\u03c5\u03c3\u03b7 \u03c4\u03b7\u03c2<\/strong>\u00a0<\/strong>\u0395\u03bd\u03c3\u03ce\u03bc\u03b1\u03c4\u03b7\u03c2 \u039a\u03b1\u03b8\u03b1\u03c1\u03ae\u03c2 \u0398\u03ad\u03c3\u03b7\u03c2 \u03c6\u03ad\u03c1\u03bd\u03b5\u03b9 \u03b1\u03ba\u03cc\u03bc\u03b1 \u03c0\u03b9\u03bf \u03ba\u03bf\u03bd\u03c4\u03ac \u03c4\u03bf\u03bd \u03c3\u03c4\u03cc\u03c7\u03bf \u03c0\u03bf\u03c5 \u03ad\u03b8\u03b5\u03c3\u03b5 \u03b7 \u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03b3\u03b9\u03b1<\/strong>\u00a0<\/strong>\u03c4\u03bf<\/strong>\u00a0<\/strong>2025<\/strong>\u00a0<\/strong>\u03c3\u03c4\u03bf\u00a0Investor\u00a0Day\u00a0\u03c4\u03bf\u03c5\u00a0\u0399\u03bf\u03c5\u03bd\u03af\u03bf\u03c5,\u00a0\u03b1\u03c0\u03ad\u03c7\u03bf\u03bd\u03c4\u03b1\u03c2<\/strong>\u00a0<\/strong>\u03bc\u03cc\u03bb\u03b9\u03c2<\/strong>\u00a0<\/strong>9%.<\/strong><\/p>\n

\"\"<\/p>\n

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\u039a\u03b1\u03b8\u03bf\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03c0\u03b1\u03c1\u03ac\u03b3\u03bf\u03bd\u03c4\u03b1 \u03c3\u03c4\u03b7\u03bd \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2 \u03c4\u03b7\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03b1\u03c0\u03bf\u03c4\u03ad\u03bb\u03b5\u03c3\u03b5 \u03b7\u00a0\u03bc\u03b5\u03b3\u03ad\u03b8\u03c5\u03bd\u03c3\u03b7 \u03ba\u03b1\u03c4\u03ac 41% \u03c4\u03c9\u03bd \u039a\u03b1\u03b8\u03b1\u03c1\u03ce\u03bd \u0395\u03c3\u03cc\u03b4\u03c9\u03bd \u03b1\u03c0\u03cc \u03a4\u03cc\u03ba\u03bf\u03c5\u03c2<\/strong>, \u03bc\u03b5 \u03c4\u03bf \u039a\u03b1\u03b8\u03b1\u03c1\u03cc \u03a0\u03b5\u03c1\u03b9\u03b8\u03ce\u03c1\u03b9\u03bf<\/strong>\u00a0<\/strong>\u039a\u03ad\u03c1\u03b4\u03bf\u03c5\u03c2<\/strong>\u00a0<\/strong>(\u039d\u0399\u039c)<\/strong>\u00a0<\/strong>\u03bd\u03b1<\/strong>\u00a0<\/strong>\u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9<\/strong>\u00a0<\/strong>\u03c3\u03c4\u03bf<\/strong>\u00a0<\/strong>2,2%<\/strong>. \u03a3\u03c4\u03b7\u03bd \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03af\u03b1\u03c3\u03ae \u03c4\u03b7\u03c2 \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ac \u03cc\u03c4\u03b9\u00a0\u03c4\u03bf 2026 \u03c4\u03b1 \u039a\u03b1\u03b8\u03b1\u03c1\u03ac \u0388\u03c3\u03bf\u03b4\u03b1 \u03b1\u03c0\u03cc \u03a4\u03cc\u03ba\u03bf\u03c5\u03c2 \u03b8\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 5% <\/strong>\u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03b1 \u03c4\u03bf\u03c5 2023.<\/strong>\u00a0<\/strong>\u0395\u03bd\u03b9\u03c3\u03c7\u03c5\u03c4\u03b9\u03ba\u03ac\u00a0\u03c3\u03b5\u00a0\u03b1\u03c5\u03c4\u03ae\u00a0\u03c4\u03b7\u03bd\u00a0\u03ba\u03b1\u03c4\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7\u00a0\u03b8\u03b1\u00a0\u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03ae\u03c3\u03bf\u03c5\u03bd,\u00a0\u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1\u00a0\u03bc\u03b5\u00a0\u03c4\u03b7\u03bd\u00a0\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1:<\/p>\n

\u00b7\u00a0\u03b7 \u03b1\u03bd\u03b1\u03bc\u03b5\u03bd\u03cc\u03bc\u03b5\u03bd\u03b7<\/b><\/strong>\u00a0<\/b><\/strong>\u03b1\u03cd\u03be\u03b7\u03c3\u03b7<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03bf\u03c5<\/b><\/strong>\u00a0<\/b><\/strong>\u03b4\u03b1\u03bd\u03b5\u03b9\u03b1\u03ba\u03bf\u03cd<\/b><\/strong>\u00a0<\/b><\/strong>\u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03b1\u03ba\u03af\u03bf\u03c5<\/b><\/strong><\/p>\n

    \n
  • \u03b7 \u03b1\u03bd\u03b1\u03c4\u03af\u03bc\u03b7\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03c4\u03bf\u03c5<\/strong>\u00a0<\/strong>\u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03b1\u03ba\u03af\u03bf\u03c5<\/strong>\u00a0<\/strong>\u03b1\u03be\u03b9\u03bf\u03b3\u03c1\u03ac\u03c6\u03c9\u03bd<\/strong>,\u00a0\u03ba\u03c5\u03c1\u03af\u03c9\u03c2\u00a0\u03c7\u03ac\u03c1\u03b7\u00a0\u03c3\u03c4\u03b7\u03bd\u00a0\u03c9\u03c1\u03af\u03bc\u03b1\u03bd\u03c3\u03b7 <\/strong>\u03bf\u03bc\u03bf\u03bb\u03bf\u03b3\u03b9\u03ce\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac4,5 \u03b4\u03b9\u03c3. \u03c4\u03bf 2024-2026, \u03bc\u03b5 \u03c4\u03b1 \u03ba\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03b1 \u03bd\u03b1 \u03b5\u03c0\u03b1\u03bd\u03b5\u03c0\u03b5\u03bd\u03b4\u03cd\u03bf\u03bd\u03c4\u03b1\u03b9<\/b><\/strong>\u00a0<\/b><\/strong>\u03c3\u03b5<\/b><\/strong>\u00a0<\/b><\/strong>\u03b1\u03be\u03b9\u03cc\u03b3\u03c1\u03b1\u03c6\u03b1<\/b><\/strong>\u00a0<\/b><\/strong>\u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7\u03c2<\/b><\/strong>\u00a0<\/b><\/strong>\u03b1\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7\u03c2<\/b><\/strong><\/li>\n
  • \u03b7 \u03bc\u03b5\u03af\u03c9\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03c4\u03bf\u03c5<\/strong>\u00a0<\/strong>\u03ba\u03cc\u03c3\u03c4\u03bf\u03c5\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2<\/strong>\u00a0<\/strong>\u03c0\u03bf\u03c5\u00a0\u03b8\u03b1\u00a0\u03c0\u03c1\u03bf\u03ba\u03cd\u03c8\u03b5\u03b9\u00a0\u03b1\u03c0\u03cc\u00a0\u03c4\u03b7\u00a0\u03bc\u03b5\u03af\u03c9\u03c3\u03b7\u00a0\u03c4\u03c9\u03bd\u00a0\u03b5\u03c0\u03b9\u03c4\u03bf\u03ba\u03af\u03c9\u03bd\u00a0\u03c0\u03bf\u03c5\u00a0\u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9\u00a0\u03b1\u03c0\u03cc \u03c4\u03bf\u00a0\u03b2\u0384\u00a0\u03b5\u03be\u03ac\u03bc\u03b7\u03bd\u03bf\u00a0\u03c4\u03bf\u03c5\u00a02024\u00a0\u03ba\u03b1\u03b9<\/li>\n
  • \u03c4\u03b1 \u03ad\u03c3\u03bf\u03b4\u03b1 \u03c0\u03bf\u03c5 \u03b8\u03b1 \u03c0\u03c1\u03bf\u03ba\u03cd\u03c8\u03bf\u03c5\u03bd \u03c7\u03ac\u03c1\u03b7 \u03c3\u03c4\u03b7 \u03b8\u03ad\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03ad\u03bb\u03b1\u03b2\u03b5 \u03b1\u03c0\u03cc \u03bd\u03c9\u03c1\u03af\u03c2 \u03b7\u00a0\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1<\/strong>\u00a0<\/strong>\u03c3\u03b5<\/strong>\u00a0<\/strong>\u03c0\u03b1\u03c1\u03ac\u03b3\u03c9\u03b3\u03b1<\/strong>\u00a0<\/strong>\u03b3\u03b9\u03b1<\/strong>\u00a0<\/strong>\u03bd\u03b1<\/strong>\u00a0<\/strong>\u03b1\u03bd\u03c4\u03b9\u03c3\u03c4\u03b1\u03b8\u03bc\u03af\u03c3\u03b5\u03b9<\/strong>\u00a0<\/strong>\u03c4\u03bf<\/strong>\u00a0<\/strong>\u03ba\u03cc\u03c3\u03c4\u03bf\u03c2<\/strong>\u00a0<\/strong>\u03b1\u03c0\u03cc<\/strong>\u00a0<\/strong>\u03c4\u03b7<\/strong>\u00a0<\/strong>\u03bc\u03b5\u03af\u03c9\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03c4\u03c9\u03bd<\/strong>\u00a0<\/strong>\u03b5\u03c0\u03b9\u03c4\u03bf\u03ba\u03af\u03c9\u03bd.<\/strong><\/li>\n<\/ul>\n

    \u03a3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03c0\u03c1\u03cc\u03bf\u03b4\u03bf \u03c3\u03b7\u03bc\u03b5\u03af\u03c9\u03c3\u03b5 \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b7 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03c4\u03c9\u03bd \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd \u03c4\u03b7\u03c2, \u03bc\u03b5 \u03c4\u03b1 \u0388\u03c3\u03bf\u03b4\u03b1 \u03b1\u03c0\u03cc \u03a0\u03c1\u03bf\u03bc\u03ae\u03b8\u03b5\u03b9\u03b5\u03c2 \u03bd\u03b1 \u03ad\u03c7\u03bf\u03c5\u03bd \u03b1\u03c5\u03be\u03b7\u03b8\u03b5\u03af \u03c4\u03bf \u03b4\u0384 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u03ba\u03b1\u03c4\u03ac 8%, \u03b1\u03bd\u03c4\u03b9\u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03bf 18% \u03c4\u03c9\u03bd \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd \u03c4\u03b7\u03c2. \u039a\u03b1\u03b8\u03bf\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03c1\u03cc\u03bb\u03bf \u03c3\u03b5 \u03b1\u03c5\u03c4\u03ae \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7 \u03ad\u03c0\u03b1\u03b9\u03be\u03b5 \u03b7 \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03c3\u03b7\u03bc\u03b5\u03af\u03c9\u03c3\u03b1\u03bd \u03c4\u03b1 \u03a0\u03b5\u03c1\u03b9\u03bf\u03c5\u03c3\u03b9\u03b1\u03ba\u03ac \u03a3\u03c4\u03bf\u03b9\u03c7\u03b5\u03af\u03b1 \u03c5\u03c0\u03cc \u03b4\u03b9\u03b1\u03c7\u03b5\u03af\u03c1\u03b9\u03c3\u03b7 (Assets under Management \u2013 AuMs) \u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b1\u03c5\u03be\u03ae\u03b8\u03b7\u03ba\u03b1\u03bd \u03ba\u03b1\u03c4\u03ac 49% (+ \u20ac1,3 \u03b4\u03b9\u03c3.), \u03c9\u03c2 \u03b1\u03c0\u03bf\u03c4\u03ad\u03bb\u03b5\u03c3\u03bc\u03b1 \u03c4\u03c9\u03bd 8 \u03bd\u03ad\u03c9\u03bd \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ce\u03bd \u03c0\u03c1\u03bf\u03ca\u03cc\u03bd\u03c4\u03c9\u03bd \u03c0\u03bf\u03c5 \u03b5\u03b9\u03c3\u03ae\u03b3\u03b1\u03b3\u03b5 \u03b7 Alpha Bank \u03c4\u03bf 2023, \u03b5\u03c0\u03b1\u03bd\u03b1\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b7\u03bd \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c3\u03c4\u03b7\u03bd \u03c0\u03c1\u03ce\u03c4\u03b7 \u03b8\u03ad\u03c3\u03b7 \u03c3\u03b5 \u0391\u03bc\u03bf\u03b9\u03b2\u03b1\u03af\u03b1 \u039a\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03b1 \u03bc\u03b5 30% \u03bc\u03b5\u03c1\u03af\u03b4\u03b9\u03bf \u03b1\u03b3\u03bf\u03c1\u03ac\u03c2. \u0397 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03c3\u03c5\u03bd\u03ad\u03c7\u03b5\u03b9\u03b1 \u03c3\u03c4\u03b7 \u03b4\u03c5\u03bd\u03b1\u03bc\u03b9\u03ba\u03ae \u03ac\u03bd\u03bf\u03b4\u03bf \u03c4\u03c9\u03bd \u0395\u03c3\u03cc\u03b4\u03c9\u03bd \u03b1\u03c0\u03cc \u03a0\u03c1\u03bf\u03bc\u03ae\u03b8\u03b5\u03b9\u03b5\u03c2, \u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03c9\u03b8\u03bf\u03cd\u03bd \u03c3\u03c4\u03b1 \u20ac470 \u03b5\u03ba\u03b1\u03c4. \u03c4\u03bf 2026, \u03b1\u03bd\u03c4\u03b9\u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03bf 20% \u03c4\u03c9\u03bd \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03ce\u03bd \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd.<\/p>\n

    \u03a3\u03c4\u03bf<\/b><\/strong>\u00a0<\/b><\/strong>\u20ac1,1<\/b><\/strong>\u00a0<\/b><\/strong>\u03b4\u03b9\u03c3.<\/b><\/strong>\u00a0<\/b><\/strong>\u03b7<\/b><\/strong>\u00a0<\/b><\/strong>\u03ba\u03b1\u03b8\u03b1\u03c1\u03ae<\/b><\/strong>\u00a0<\/b><\/strong>\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae<\/b><\/strong>\u00a0<\/b><\/strong>\u03b5\u03c0\u03ad\u03ba\u03c4\u03b1\u03c3\u03b7<\/b><\/strong>\u00a0<\/b><\/strong>\u03c4\u03bf<\/b><\/strong>\u00a0<\/b><\/strong>2023<\/b><\/strong><\/h4>\n

    \u03a0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae<\/strong>\u00a0<\/strong>\u03b5\u03c0\u03ad\u03ba\u03c4\u03b1\u03c3\u03b7<\/strong>\u00a0<\/strong>\u03c1\u03b5\u03ba\u03cc\u03c1<\/strong>\u00a0<\/strong>\u03cd\u03c8\u03bf\u03c5\u03c2<\/strong>\u00a0<\/strong>\u20ac1,1<\/strong>\u00a0<\/strong>\u03b4\u03b9\u03c3. \u03c0\u03ad\u03c4\u03c5\u03c7\u03b5<\/strong>\u00a0<\/strong>\u03b7<\/strong>\u00a0<\/strong>\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1<\/strong>\u00a0<\/strong>\u03c4\u03bf<\/strong>\u00a0<\/strong>\u03b4\u0384<\/strong>\u00a0<\/strong>\u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf<\/strong>, \u03c7\u03ac\u03c1\u03b7\u00a0\u03c3\u03c4\u03b7\u00a0\u03bc\u03b5\u03af\u03c9\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03c1\u03c5\u03b8\u03bc\u03bf\u03cd \u03b1\u03c0\u03bf\u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ae\u03c2 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd<\/strong>, \u03b1\u03bb\u03bb\u03ac \u03ba\u03c5\u03c1\u03af\u03c9\u03c2 \u03c7\u03ac\u03c1\u03b7 \u03c3\u03c4\u03b7 \u03b4\u03c5\u03bd\u03b1\u03bc\u03b9\u03ba\u03ae \u03c0\u03bf\u03c5<\/strong>\u00a0<\/strong>\u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03af\u03b1\u03c3\u03b1\u03bd \u03bf\u03b9 \u03b5\u03ba\u03c4\u03b1\u03bc\u03b9\u03b5\u03cd\u03c3\u03b5\u03b9\u03c2 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac2,8 \u03b4\u03b9\u03c3., \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03bd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b7 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7<\/strong>\u00a0<\/strong>\u03b1\u03cd\u03be\u03b7\u03c3\u03b7 (+3%) \u03c4\u03c1\u03b9\u03bc\u03ae\u03bd\u03bf\u03c5 \u03c4\u03bf 2023. \u039a\u03b9\u03bd\u03b7\u03c4\u03ae\u03c1\u03b9\u03b1 \u03b4\u03cd\u03bd\u03b1\u03bc\u03b7 \u03c4\u03b7\u03c2 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b1\u03c5\u03c4\u03ae\u03c2 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae\u03c2<\/strong>\u00a0<\/strong>\u03b5\u03c0\u03ad\u03ba\u03c4\u03b1\u03c3\u03b7\u03c2<\/strong>\u00a0<\/strong>\u03c0\u03bf\u03c5\u00a0\u03c0\u03ad\u03c4\u03c5\u03c7\u03b5 \u03b7\u00a0\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u00a0\u03b1\u03c0\u03bf\u03c4\u03ad\u03bb\u03b5\u03c3\u03b5\u00a0\u03c4\u03bf\u00a0Wholesale<\/strong>\u00a0<\/strong>Banking<\/strong>,\u00a0\u03cc\u03c0\u03bf\u03c5\u00a0\u03b7\u00a0Alpha\u00a0Bank\u00a0\u03ad\u03c7\u03b5\u03b9 \u03b5\u03b4\u03c1\u03b1\u03b9\u03ce\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b7\u03b3\u03b5\u03c4\u03b9\u03ba\u03ae \u03c4\u03b7\u03c2 \u03b8\u03ad\u03c3\u03b7 \u03c3\u03b5 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03bf\u03cd\u03c2 \u03ba\u03bb\u03ac\u03b4\u03bf\u03c5\u03c2 \u03cc\u03c0\u03c9\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf \u03c4\u03bf\u03c5\u03c1\u03b9\u03c3\u03bc\u03cc\u03c2, \u03bc\u03b5<\/strong>\u00a0<\/strong>\u03ad\u03bd\u03b1 \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03bf \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd \u20ac3 \u03b4\u03b9\u03c3., \u03b1\u03bb\u03bb\u03ac \u03ba\u03b1\u03b9 \u03c4\u03b7 \u039d\u03b1\u03c5\u03c4\u03b9\u03bb\u03af\u03b1 \u03bc\u03b5 \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03bf \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac3,1<\/strong>\u00a0<\/strong>\u03b4\u03b9\u03c3.<\/strong><\/p>\n

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