{"id":120718,"date":"2026-05-11T10:06:03","date_gmt":"2026-05-11T07:06:03","guid":{"rendered":"https:\/\/banknews.gr\/?p=120718"},"modified":"2026-05-11T10:06:04","modified_gmt":"2026-05-11T07:06:04","slug":"%cf%84%cf%81%ce%ac%cf%80%ce%b5%ce%b6%ce%b1-%ce%ba%cf%8d%cf%80%cf%81%ce%bf%cf%85-%ce%ba%ce%ad%cf%81%ce%b4%ce%b7-121-%ce%b5%ce%ba%ce%b1%cf%84-%ce%b5%cf%85%cf%81%cf%8e-%cf%83%cf%84%ce%bf-%ce%b1","status":"publish","type":"post","link":"https:\/\/banknews.gr\/?p=120718","title":{"rendered":"\u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u039a\u03cd\u03c0\u03c1\u03bf\u03c5: \u039a\u03ad\u03c1\u03b4\u03b7 121 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03c3\u03c4\u03bf \u03b1\u2019 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u2013 \u039f\u03b9 \u03c3\u03c4\u03cc\u03c7\u03bf\u03b9 \u03b3\u03b9\u03b1 \u03bc\u03b5\u03c1\u03af\u03c3\u03bc\u03b1\u03c4\u03b1"},"content":{"rendered":"\n<p>\u039a\u03ad\u03c1\u03b4\u03b7 \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7 \u03c6\u03bf\u03c1\u03bf\u03bb\u03bf\u03b3\u03af\u03b1<strong> \u03cd\u03c8\u03bf\u03c5\u03c2 121 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce, \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03b1 \u03ba\u03b1\u03c4\u03ac 3% \u03c3\u03b5 \u03b5\u03c4\u03ae\u03c3\u03b9\u03b1 \u03b2\u03ac\u03c3\u03b7<\/strong>, \u03b5\u03bc\u03c6\u03ac\u03bd\u03b9\u03c3\u03b5 \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u039a\u03cd\u03c0\u03c1\u03bf\u03c5 \u03b3\u03b9\u03b1 \u03c4\u03bf \u03c0\u03c1\u03ce\u03c4\u03bf \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u03c4\u03bf\u03c5 \u03ad\u03c4\u03bf\u03c5\u03c2.&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u0397 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03af\u03bd\u03c9\u03c3\u03b5 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2:&nbsp;<\/p>\n\n\n\n<p><strong>\u03a3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u00a0<\/strong><br>\u2022 \u0399\u03c3\u03c7\u03c5\u03c1\u03cc\u03c2 \u03bd\u03ad\u03bf\u03c2 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03cc\u03c2 \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac829 \u03b5\u03ba\u03b1\u03c4., \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03bf\u03c2 \u03ba\u03b1\u03c4\u03ac 9% \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7\u00a0<br>\u2022 \u03a7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03bf \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac11.1 \u03b4\u03b9\u03c2, \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03bf \u03ba\u03b1\u03c4\u03ac 2% \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7\u00a0<br>\u2022 \u039a\u03b1\u03c4\u03b1\u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7, \u03c3\u03c4\u03b7\u03bd \u03c0\u03bb\u03b5\u03b9\u03bf\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ae, \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac22.3 \u03b4\u03b9\u03c2, \u03c3\u03c4\u03b1 \u03af\u03b4\u03b9\u03b1 \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03b1 \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7\u00a0<br>\u00a0<br><strong>\u0395\u03bb\u03ba\u03c5\u03c3\u03c4\u03b9\u03ba\u03ae \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u00a0<\/strong><br>\u2022 \u0391\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7 \u0395\u03bd\u03c3\u03ce\u03bc\u03b1\u03c4\u03c9\u03bd \u0399\u03b4\u03af\u03c9\u03bd \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd (ROTE) \u03cd\u03c8\u03bf\u03c5\u03c2 18.0% \u03b3\u03b9\u03b1 \u03c4\u03bf \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u03c0\u03bf\u03c5 \u03ad\u03bb\u03b7\u03be\u03b5 \u03c3\u03c4\u03b9\u03c2 31 \u039c\u03b1\u03c1\u03c4\u03af\u03bf\u03c5 2026\u00a0<br>\u2022 \u0392\u03b1\u03c3\u03b9\u03ba\u03ac \u03ba\u03ad\u03c1\u03b4\u03b7 \u03b1\u03bd\u03ac \u03bc\u03b5\u03c4\u03bf\u03c7\u03ae \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac0.28\u00a0<br>\u2022 \u0394\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03c0\u03c1\u03bf\u03c2 \u03ad\u03c3\u03bf\u03b4\u03b12 \u03c3\u03c4\u03bf 37%\u00a0<br>\u00a0<br><strong>\u03a1\u03b5\u03c5\u03c3\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03ba\u03b1\u03b9 \u03b1\u03bd\u03b8\u03b5\u03ba\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b9\u03c3\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03bf\u03cd \u00a0<\/strong><br>\u2022 \u039c\u03b5\u03af\u03c9\u03c3\u03b7 \u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03bf\u03cd \u039c\u0395\u0394 \u03c0\u03c1\u03bf\u03c2 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03c3\u03c4\u03bf 1.1%\u00a0<br>\u2022 H x\u03c1\u03ad\u03c9\u03c3\u03b7 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ce\u03bd \u03b6\u03b7\u03bc\u03b9\u03ce\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03b1\u03bd\u03ae\u03bb\u03b8\u03b5 \u03c3\u03b5 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ae \u03c0\u03af\u03c3\u03c4\u03c9\u03c3\u03b7 \u03cd\u03c8\u03bf\u03c5\u03c2 17 \u03bc.\u03b2., \u03bb\u03cc\u03b3\u03c9 \u03b1\u03bd\u03b1\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae\u03c2 \u03c0\u03bf\u03c5\u00a0 \u03b1\u03c6\u03bf\u03c1\u03ac \u03c3\u03c5\u03b3\u03ba\u03b5\u03ba\u03c1\u03b9\u03bc\u03ad\u03bd\u03bf \u03c0\u03b5\u03bb\u03ac\u03c4\u03b7\u00a0<br>\u00a0<br><strong>\u0399\u03c3\u03c7\u03c5\u03c1\u03ae \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03b8\u03ad\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae \u03c3\u03c4\u03bf\u03c5\u03c2 \u03bc\u03b5\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2\u00a0<\/strong><br>\u2022 \u0394\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03bf\u03c5 \u039a\u03bf\u03b9\u03bd\u03ce\u03bd \u039c\u03b5\u03c4\u03bf\u03c7\u03ce\u03bd \u039a\u03b1\u03c4\u03b7\u03b3\u03bf\u03c1\u03af\u03b1\u03c2 1 (CET1) \u03cd\u03c8\u03bf\u03c5\u03c2 20.7%3 \u00a0\u03ba\u03b1\u03b9 \u03a3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03cc\u03c2 \u0394\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae\u03c2\u00a0 \u0395\u03c0\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1\u03c2 \u03cd\u03c8\u03bf\u03c5\u03c2 25.5%3 \u00a0<br>\u2022 \u039f\u03c1\u03b3\u03b1\u03bd\u03b9\u03ba\u03ae \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd4 \u03cd\u03c8\u03bf\u03c5\u03c2 114 \u03bc.\u03b2. \u00a0<br>\u00a0<br><strong>\u0395\u03bb\u03ba\u03c5\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2 \u03bc\u03b9\u03ba\u03c1\u03ad\u03c2 \u03b5\u03be\u03b1\u03b3\u03bf\u03c1\u03ad\u03c2\u00a0<\/strong><br>\u2022 \u03a3\u03c5\u03bc\u03c6\u03c9\u03bd\u03af\u03b1 \u03bc\u03b5 \u03c4\u03b7\u03bd \u039a\u03c5\u03c0\u03c1\u03b9\u03b1\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u0391\u03bd\u03b1\u03c0\u03c4\u03cd\u03be\u03b5\u03c9\u03c2 \u0394\u03b7\u03bc\u03cc\u03c3\u03b9\u03b1 \u0395\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1 \u039b\u03af\u03bc\u03b9\u03c4\u03b5\u03b4 (\u2018CDB\u2019) \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03ba\u03c4\u03b7\u03c3\u03b7\u00a0 \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03b1\u03ba\u03af\u03bf\u03c5 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03ba\u03b1\u03b9 \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 \u20ac150 \u03b5\u03ba\u03b1\u03c4. \u03ba\u03b1\u03b9 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 \u20ac500\u00a0 \u03b5\u03ba\u03b1\u03c4. \u03b1\u03bd\u03c4\u03af\u03c3\u03c4\u03bf\u03b9\u03c7\u03b1\u00a0<br>\u2022 \u03a3\u03c5\u03bc\u03c6\u03c9\u03bd\u03af\u03b1 \u03b3\u03b9\u03b1 \u03b5\u03c0\u03ad\u03bd\u03b4\u03c5\u03c3\u03b7 \u03c3\u03c4\u03bf \u03bc\u03b5\u03c4\u03bf\u03c7\u03b9\u03ba\u03cc \u03ba\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03bf \u03c4\u03b7\u03c2 Wealthyhood, \u03bc\u03b9\u03b1\u03c2 \u03c0\u03b1\u03bd\u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03ca\u03ba\u03ae\u03c2 \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1\u03c2\u00a0 \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u03c2 \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03c0\u03b1\u03c1\u03ad\u03c7\u03b5\u03b9 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03c0\u03c1\u03cc\u03c3\u03b2\u03b1\u03c3\u03b7 \u03c3\u03b5 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 \u03c4\u03bf\u03c5 \u03c4\u03bf\u03bc\u03ad\u03b1 \u03b9\u03b4\u03b9\u03c9\u03c4\u03ce\u03bd \u03c3\u03b5 \u03b5\u03cd\u03c1\u03bf\u03c2 \u03bc\u03b5\u03c4\u03bf\u03c7\u03ce\u03bd \u03ba\u03b1\u03b9 ETFs,\u00a0 \u03bc\u03b5 \u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03cc \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae\u03c2 26%.\u00a0<\/p>\n\n\n\n<p>\u039f \u03b4\u03b9\u03b5\u03c5\u03b8\u03cd\u03bd\u03c9\u03bd \u03c3\u03cd\u03bc\u03b2\u03bf\u03c5\u03bb\u03bf\u03c2 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03b3\u03ba\u03c1\u03bf\u03c4\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2, \u03a0\u03b1\u03bd\u03af\u03ba\u03bf\u03c2 \u039d\u03b9\u03ba\u03bf\u03bb\u03ac\u03bf\u03c5, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5:&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u00ab\u039e\u03b5\u03ba\u03b9\u03bd\u03ae\u03c3\u03b1\u03bc\u03b5 \u03c4\u03b7 \u03c7\u03c1\u03bf\u03bd\u03b9\u03ac \u03b4\u03c5\u03bd\u03b1\u03bc\u03b9\u03ba\u03ac, \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03bd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03ba\u03ad\u03c1\u03b4\u03b7 \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7 \u03c6\u03bf\u03c1\u03bf\u03bb\u03bf\u03b3\u03af\u03b1 \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac121 \u03b5\u03ba\u03b1\u03c4. \u03ba\u03b1\u03b9 \u0391\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7 \u0395\u03bd\u03c3\u03ce\u03bc\u03b1\u03c4\u03c9\u03bd \u0399\u03b4\u03af\u03c9\u03bd \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd (ROTE) \u03cd\u03c8\u03bf\u03c5\u03c2 18.0% \u03b2\u03b1\u03c3\u03b9\u03c3\u03bc\u03ad\u03bd\u03b7 \u03c3\u03b5 \u03c5\u03c8\u03b7\u03bb\u03ae \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7, \u03c0\u03b9\u03bf \u03c0\u03ac\u03bd\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03c3\u03c4\u03cc\u03c7\u03bf \u03c0\u03bf\u03c5 \u03b8\u03ad\u03c3\u03b1\u03bc\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03bf 2026 \u03b3\u03b9\u03b1 \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03b1 mid-teens. \u0397 \u03b1\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7 \u03bc\u03b1\u03c2 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03af\u03c7\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03c4\u03c9\u03bd \u03ba\u03b1\u03b8\u03b1\u03c1\u03ce\u03bd \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd \u03b1\u03c0\u03cc \u03c4\u03cc\u03ba\u03bf\u03c5\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03c3\u03c5\u03bd\u03b5\u03c7\u03ae \u03c0\u03b5\u03b9\u03b8\u03b1\u03c1\u03c7\u03b7\u03bc\u03ad\u03bd\u03b7 \u03b4\u03b9\u03b1\u03c7\u03b5\u03af\u03c1\u03b9\u03c3\u03b7 \u03c4\u03c9\u03bd \u03b5\u03be\u03cc\u03b4\u03c9\u03bd \u03bc\u03b1\u03c2. \u0397 \u03c0\u03bf\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03b4\u03b1\u03bd\u03b5\u03b9\u03b1\u03ba\u03bf\u03cd \u03bc\u03b1\u03c2 \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03b1\u03ba\u03af\u03bf\u03c5 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03b9\u03c3\u03c7\u03c5\u03c1\u03ae, \u03bc\u03b5 \u03c4\u03bf \u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03cc \u039c\u0395\u0394 \u03c0\u03c1\u03bf\u03c2 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03bd\u03b1 \u03bc\u03b5\u03b9\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9 \u03c3\u03b5 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 1%.<\/p>\n\n\n\n<p>\u039f \u03bd\u03ad\u03bf\u03c2 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03cc\u03c2 \u03b1\u03bd\u03ae\u03bb\u03b8\u03b5 \u03c3\u03b5 \u20ac829 \u03b5\u03ba\u03b1\u03c4. \u03ba\u03b1\u03c4\u03ac \u03c4\u03bf \u03b1\u2019 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf 2026, \u03b4\u03b9\u03b1\u03c4\u03b7\u03c1\u03ce\u03bd\u03c4\u03b1\u03c2 \u03c0\u03b1\u03c1\u03ac\u03bb\u03bb\u03b7\u03bb\u03b1 \u03b1\u03c5\u03c3\u03c4\u03b7\u03c1\u03ac \u03ba\u03c1\u03b9\u03c4\u03ae\u03c1\u03b9\u03b1 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03bf\u03cd. \u03a9\u03c2 \u03b1\u03c0\u03bf\u03c4\u03ad\u03bb\u03b5\u03c3\u03bc\u03b1, \u03c4\u03bf \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03bf \u03c4\u03c9\u03bd \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03bc\u03b1\u03c2 \u03b1\u03c5\u03be\u03ae\u03b8\u03b7\u03ba\u03b5 \u03ba\u03b1\u03c4\u03ac 2% \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b1\u03c1\u03c7\u03ae \u03c4\u03bf\u03c5 \u03ad\u03c4\u03bf\u03c5\u03c2, \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03b9\u03b6\u03cc\u03bc\u03b5\u03bd\u03bf \u03b1\u03c0\u03cc \u03b6\u03ae\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03c4\u03cc\u03c3\u03bf \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b5\u03b3\u03c7\u03ce\u03c1\u03b9\u03b1 \u03cc\u03c3\u03bf \u03ba\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03c4\u03bf\u03bc\u03ad\u03b1 \u03b4\u03b9\u03b5\u03b8\u03bd\u03ce\u03bd \u03b5\u03c1\u03b3\u03b1\u03c3\u03b9\u03ce\u03bd. \u0397 \u03ba\u03b1\u03c4\u03b1\u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03bc\u03b1\u03c2 \u03b2\u03ac\u03c3\u03b7, \u03c0\u03bf\u03c5 \u03c3\u03c4\u03b7\u03bd \u03c0\u03bb\u03b5\u03b9\u03bf\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bb\u03b9\u03b1\u03bd\u03b9\u03ba\u03ae \u03c0\u03b1\u03c1\u03ad\u03bc\u03b5\u03b9\u03bd\u03b5 \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ae \u03c3\u03c4\u03b1 \u20ac22.3 \u03b4\u03b9\u03c2 \u03c3\u03c4\u03b9\u03c2 31 \u039c\u03b1\u03c1\u03c4\u03af\u03bf\u03c5 2026.<\/p>\n\n\n\n<p>\u03a4\u03bf \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc \u03bc\u03b1\u03c2 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf \u03c3\u03c5\u03bd\u03b5\u03c7\u03af\u03b6\u03b5\u03b9 \u03bd\u03b1 \u03b1\u03c0\u03bf\u03c6\u03ad\u03c1\u03b5\u03b9 \u03b9\u03c3\u03c7\u03c5\u03c1\u03ae \u03bf\u03c1\u03b3\u03b1\u03bd\u03b9\u03ba\u03ae \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03b5\u03bd\u03b9\u03c3\u03c7\u03cd\u03b5\u03b9 \u03c4\u03bf\u03bd \u03b9\u03c3\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03cc \u03bc\u03b1\u03c2. \u039a\u03b1\u03c4\u03ac \u03c4\u03bf \u03b1\u2019 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf 2026 \u03c0\u03b5\u03c4\u03cd\u03c7\u03b1\u03bc\u03b5 \u03bf\u03c1\u03b3\u03b1\u03bd\u03b9\u03ba\u03ae \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 114 \u03bc.\u03b2. \u0391\u03bd\u03b1\u03b3\u03bd\u03c9\u03c1\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c0\u03c1\u03cc\u03b2\u03bb\u03b5\u03c8\u03b7 \u03b3\u03b9\u03b1 \u03b4\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae \u03bc\u03b5\u03c1\u03b9\u03c3\u03bc\u03ac\u03c4\u03c9\u03bd \u03c3\u03c4\u03bf 70% (payout ratio), \u03c3\u03c4\u03bf \u03b1\u03bd\u03ce\u03c4\u03b1\u03c4\u03bf \u03cc\u03c1\u03b9\u03bf \u03c4\u03b7\u03c2 \u03a0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae\u03c2 \u0394\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae\u03c2 \u03bc\u03b1\u03c2, \u03bf \u0394\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03bf\u03c5 \u039a\u03bf\u03b9\u03bd\u03ce\u03bd \u039c\u03b5\u03c4\u03bf\u03c7\u03ce\u03bd \u039a\u03b1\u03c4\u03b7\u03b3\u03bf\u03c1\u03af\u03b1\u03c2 1 (CET1) \u03ba\u03b1\u03b9 \u03bf \u03a3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03cc\u03c2 \u0394\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae\u03c2 \u0395\u03c0\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1\u03c2 \u03b1\u03bd\u03ae\u03bb\u03b8\u03b1\u03bd \u03c3\u03b5 20.7% \u03ba\u03b1\u03b9 25.5% \u03b1\u03bd\u03c4\u03af\u03c3\u03c4\u03bf\u03b9\u03c7\u03b1.<\/p>\n\n\n\n<p>\u03a3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03b7\u03bd \u03c3\u03c4\u03c1\u03b1\u03c4\u03b7\u03b3\u03b9\u03ba\u03ae \u03bc\u03b1\u03c2, \u03ba\u03b1\u03c4\u03ac \u03c4\u03bf \u03b1\u0384 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf 2026 \u03b1\u03bd\u03b1\u03ba\u03bf\u03b9\u03bd\u03ce\u03c3\u03b1\u03bc\u03b5 \u03b4\u03cd\u03bf \u03c3\u03c4\u03bf\u03c7\u03b5\u03c5\u03bc\u03ad\u03bd\u03b5\u03c2 \u03b5\u03be\u03b1\u03b3\u03bf\u03c1\u03ad\u03c2 \u03b3\u03b9\u03b1 \u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd \u03bc\u03b1\u03c2 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7 \u03c4\u03bf\u03c5 \u03b9\u03c3\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03bf\u03cd \u03bc\u03b1\u03c2: \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03ba\u03c4\u03b7\u03c3\u03b7 \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae\u03c2 26% \u03c3\u03c4\u03b7 Wealthyhood \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03bf\u03c5\u03bc\u03b5 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03c0\u03c1\u03cc\u03c3\u03b2\u03b1\u03c3\u03b7 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 \u03c4\u03bf\u03c5 \u03c4\u03bf\u03bc\u03ad\u03b1 \u03b9\u03b4\u03b9\u03c9\u03c4\u03ce\u03bd \u03c3\u03b5 \u03ad\u03bd\u03b1 \u03b5\u03cd\u03c1\u03bf\u03c2 \u03bc\u03b5\u03c4\u03bf\u03c7\u03ce\u03bd \u03ba\u03b1\u03b9 ETFs \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03ba\u03c4\u03b7\u03c3\u03b7 \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03b1\u03ba\u03af\u03bf\u03c5 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03ba\u03b1\u03b9 \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 \u20ac150 \u03b5\u03ba\u03b1\u03c4. \u03ba\u03b1\u03b9 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 \u20ac500 \u03b5\u03ba\u03b1\u03c4. \u03b1\u03bd\u03c4\u03af\u03c3\u03c4\u03bf\u03b9\u03c7\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u039a\u03c5\u03c0\u03c1\u03b9\u03b1\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u0391\u03bd\u03b1\u03c0\u03c4\u03cd\u03be\u03b5\u03c9\u03c2 \u0394\u03b7\u03bc\u03cc\u03c3\u03b9\u03b1 \u0395\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1 \u039b\u03af\u03bc\u03b9\u03c4\u03b5\u03b4 (\u2018CDB\u2019)<\/p>\n\n\n\n<p>\u0397 \u03ba\u03c5\u03c0\u03c1\u03b9\u03b1\u03ba\u03ae \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b1 \u03b5\u03c0\u03b9\u03b4\u03b5\u03b9\u03ba\u03bd\u03cd\u03b5\u03b9 \u03b1\u03bd\u03b8\u03b5\u03ba\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ae \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7 \u03c0\u03b1\u03c1\u03ac \u03c4\u03b7 \u03c3\u03c5\u03bd\u03b5\u03c7\u03b9\u03b6\u03cc\u03bc\u03b5\u03bd\u03b7 \u03b3\u03b5\u03c9\u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03b1\u03b2\u03b5\u03b2\u03b1\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1. \u039f\u03b9 \u03c0\u03c1\u03cc\u03c3\u03c6\u03b1\u03c4\u03b5\u03c2 \u03b5\u03c0\u03af\u03c3\u03b7\u03bc\u03b5\u03c2 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03bf\u03cd\u03bd \u03c1\u03c5\u03b8\u03bc\u03cc \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7\u03c2 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd 2.7% \u03ba\u03b1\u03b9 2.9% \u03b3\u03b9\u03b1 \u03c4\u03bf 2026 \u03c0\u03bf\u03c5 \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03b5\u03b9 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ac \u03c4\u03bf\u03bd \u03bc\u03ad\u03c3\u03bf \u03cc\u03c1\u03bf \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03c9\u03b6\u03ce\u03bd\u03b7\u03c2. \u039a\u03b1\u03c4\u03ac \u03c4\u03b7\u03bd \u03b5\u03ba\u03b4\u03ae\u03bb\u03c9\u03c3\u03b7 \u03b5\u03bd\u03b7\u03bc\u03ad\u03c1\u03c9\u03c3\u03b7\u03c2 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03ce\u03bd \u03c4\u03bf\u03bd \u039c\u03ac\u03c1\u03c4\u03b9\u03bf 2026, \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03b9\u03ac\u03c3\u03b1\u03bc\u03b5 \u03c4\u03b9\u03c2 \u03c3\u03c4\u03c1\u03b1\u03c4\u03b7\u03b3\u03b9\u03ba\u03ad\u03c2 \u03c0\u03c1\u03bf\u03c4\u03b5\u03c1\u03b1\u03b9\u03cc\u03c4\u03b7\u03c4\u03b5\u03c2 \u03b3\u03b9\u03b1 \u03c3\u03c5\u03bd\u03b5\u03c7\u03ae \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1 \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ae\u03c2 \u03ba\u03b1\u03b9 \u03b1\u03bd\u03b8\u03b5\u03ba\u03c4\u03b9\u03ba\u03ae\u03c2 \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03c0\u03b1\u03c1\u03bf\u03c7\u03ae \u03b9\u03c3\u03c7\u03c5\u03c1\u03ce\u03bd \u03b1\u03c0\u03bf\u03b4\u03cc\u03c3\u03b5\u03c9\u03bd \u03c3\u03c4\u03bf\u03c5\u03c2 \u03bc\u03b5\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03bc\u03b1\u03c2.<\/p>\n\n\n\n<p>\u039f\u03b9 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03bf\u03af \u03c3\u03c4\u03cc\u03c7\u03bf\u03b9 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03bf\u03b4\u03bf 2026-2028 \u03c0\u03b5\u03c1\u03b9\u03bb\u03b1\u03bc\u03b2\u03ac\u03bd\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03b5\u03c0\u03af\u03c4\u03b5\u03c5\u03be\u03b7 \u0391\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7\u03c2 \u0395\u03bd\u03c3\u03ce\u03bc\u03b1\u03c4\u03c9\u03bd \u0399\u03b4\u03af\u03c9\u03bd \u039a\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd (ROTE) \u03c3\u03b5 \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03b1 mid-teens \u03b5\u03c4\u03b7\u03c3\u03af\u03c9\u03c2, \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b1\u03bd\u03c4\u03b9\u03c3\u03c4\u03bf\u03b9\u03c7\u03b5\u03af \u03c3\u03b5 ROTE \u03ac\u03bd\u03c9 \u03c4\u03bf\u03c5 20% \u03c5\u03c0\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03ad\u03bd\u03b7 \u03c3\u03b5 \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 CET1 \u03cd\u03c8\u03bf\u03c5\u03c2 15%. \u03a0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03bf\u03c5\u03bc\u03b5 \u03b4\u03b5\u03c3\u03bc\u03b5\u03c5\u03bc\u03ad\u03bd\u03bf\u03b9 \u03b3\u03b9\u03b1 \u03bf\u03c5\u03c3\u03b9\u03b1\u03c3\u03c4\u03b9\u03ba\u03ae \u03b4\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae, \u03bc\u03b5 \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03cc \u03c0\u03bf\u03c3\u03bf\u03c3\u03c4\u03cc (payout ratio) \u03cd\u03c8\u03bf\u03c5\u03c2 \u03bc\u03ad\u03c7\u03c1\u03b9 90% \u03c4\u03b7\u03c2 \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5 2026 \u03ba\u03b1\u03b9 \u03bc\u03ad\u03c7\u03c1\u03b9 100% \u03c4\u03b7\u03c2 \u03b5\u03c4\u03ae\u03c3\u03b9\u03b1\u03c2 \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03bf 2027-2028.<\/p>\n\n\n\n<p>\u03a0\u03b1\u03c1\u03ac \u03c4\u03b7\u03bd \u03c0\u03b1\u03b3\u03ba\u03cc\u03c3\u03bc\u03b9\u03b1 \u03b3\u03b5\u03c9\u03c0\u03bf\u03bb\u03b9\u03c4\u03b9\u03ba\u03ae \u03b1\u03c3\u03c4\u03ac\u03b8\u03b5\u03b9\u03b1 \u03ba\u03b1\u03b9 \u03c4\u03b9\u03c2 \u03b5\u03c0\u03b9\u03c0\u03c4\u03ce\u03c3\u03b5\u03b9\u03c2 \u03c3\u03c4\u03b7\u03bd \u03ba\u03c5\u03c0\u03c1\u03b9\u03b1\u03ba\u03ae \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b1 \u03bd\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03bf\u03c5\u03bd \u03b1\u03b2\u03ad\u03b2\u03b1\u03b9\u03b5\u03c2, \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u039a\u03cd\u03c0\u03c1\u03bf\u03c5 \u03b2\u03c1\u03af\u03c3\u03ba\u03b5\u03c4\u03b1\u03b9 \u03c3\u03b5 \u03b8\u03ad\u03c3\u03b7 \u03b9\u03c3\u03c7\u03cd\u03bf\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03c7\u03b5\u03b9\u03c1\u03b9\u03c3\u03c4\u03b5\u03af \u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03bf\u03b4\u03bf \u03b1\u03c5\u03c4\u03ae, \u03c3\u03c5\u03bd\u03b5\u03c7\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03bd\u03b1 \u03b5\u03c0\u03b9\u03c4\u03c5\u03b3\u03c7\u03ac\u03bd\u03bf\u03c5\u03bc\u03b5 \u03c0\u03c1\u03cc\u03bf\u03b4\u03bf \u03c3\u03c4\u03bf\u03c5\u03c2 \u03c4\u03bf\u03bc\u03b5\u03af\u03c2 \u03c5\u03c0\u03cc \u03c4\u03bf\u03bd \u03ad\u03bb\u03b5\u03b3\u03c7\u03bf \u03bc\u03b1\u03c2. \u03a4\u03bf \u03b1\u03c0\u03bf\u03b4\u03bf\u03c4\u03b9\u03ba\u03cc \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc \u03bc\u03b1\u03c2 \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf, \u03b7 \u03c3\u03c5\u03bd\u03b5\u03c7\u03b9\u03b6\u03cc\u03bc\u03b5\u03bd\u03b7 \u03b9\u03c3\u03c7\u03c5\u03c1\u03ae \u03c0\u03bf\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03b4\u03b1\u03bd\u03b5\u03b9\u03b1\u03ba\u03bf\u03cd \u03bc\u03b1\u03c2 \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03b1\u03ba\u03af\u03bf\u03c5, \u03b7 \u03b9\u03c3\u03c7\u03c5\u03c1\u03ae \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03bc\u03b1\u03c2 \u03b8\u03ad\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03c1\u03b5\u03c5\u03c3\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03ba\u03b1\u03b8\u03ce\u03c2 \u03ba\u03b1\u03b9 \u03b7 \u03b1\u03c0\u03bf\u03b4\u03b5\u03b4\u03b5\u03b9\u03b3\u03bc\u03ad\u03bd\u03b7 \u03b9\u03ba\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03c5\u03bb\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7\u03c2 \u03c4\u03b7\u03c2 \u03c3\u03c4\u03c1\u03b1\u03c4\u03b7\u03b3\u03b9\u03ba\u03ae \u03bc\u03b1\u03c2, \u03bc\u03b1\u03c2 \u03c4\u03bf\u03c0\u03bf\u03b8\u03b5\u03c4\u03bf\u03cd\u03bd \u03c3\u03b5 \u03b8\u03ad\u03c3\u03b7 \u03b9\u03c3\u03c7\u03cd\u03bf\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03bf\u03c5\u03bc\u03b5 \u03b5\u03bb\u03ba\u03c5\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2 \u03ba\u03b1\u03b9 \u03c3\u03c5\u03bd\u03b5\u03c4\u03ad\u03c2 \u03b1\u03c0\u03bf\u03b4\u03cc\u03c3\u03b5\u03b9\u03c2 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03bc\u03b5\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03bc\u03b1\u03c2. \u0397 \u03b4\u03ad\u03c3\u03bc\u03b5\u03c5\u03c3\u03b7 \u03bc\u03b1\u03c2 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ae: \u03bd\u03b1 \u03c3\u03c4\u03b7\u03c1\u03af\u03b6\u03bf\u03c5\u03bc\u03b5 \u03c4\u03bf\u03c5\u03c2 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 \u03bc\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b5\u03c5\u03c1\u03cd\u03c4\u03b5\u03c1\u03b7 \u03ba\u03c5\u03c0\u03c1\u03b9\u03b1\u03ba\u03ae \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b1, \u03c3\u03c5\u03bd\u03b5\u03c7\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03bf\u03c5\u03bc\u03b5 \u03b5\u03bb\u03ba\u03c5\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2 \u03ba\u03b1\u03b9 \u03c3\u03c5\u03bd\u03b5\u03c4\u03ad\u03c2 \u03b1\u03c0\u03bf\u03b4\u03cc\u03c3\u03b5\u03b9\u03c2 \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03bf\u03cd\u03bc\u03b5 \u03b1\u03be\u03af\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 \u03bc\u03b5\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03bc\u03b1\u03c2\u00bb.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u039a\u03ad\u03c1\u03b4\u03b7 \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7 \u03c6\u03bf\u03c1\u03bf\u03bb\u03bf\u03b3\u03af\u03b1 \u03cd\u03c8\u03bf\u03c5\u03c2 121 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce, \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03b1 \u03ba\u03b1\u03c4\u03ac 3% \u03c3\u03b5 \u03b5\u03c4\u03ae\u03c3\u03b9\u03b1 \u03b2\u03ac\u03c3\u03b7, \u03b5\u03bc\u03c6\u03ac\u03bd\u03b9\u03c3\u03b5 \u03b7 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u039a\u03cd\u03c0\u03c1\u03bf\u03c5 \u03b3\u03b9\u03b1 \u03c4\u03bf \u03c0\u03c1\u03ce\u03c4\u03bf \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u03c4\u03bf\u03c5 \u03ad\u03c4\u03bf\u03c5\u03c2.&nbsp;&nbsp; \u0397 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03af\u03bd\u03c9\u03c3\u03b5 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2:&nbsp; \u03a3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u00a0\u2022 \u0399\u03c3\u03c7\u03c5\u03c1\u03cc\u03c2 \u03bd\u03ad\u03bf\u03c2 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03bc\u03cc\u03c2 \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac829 \u03b5\u03ba\u03b1\u03c4., \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03bf\u03c2 \u03ba\u03b1\u03c4\u03ac 9% \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7\u00a0\u2022 \u03a7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03bf \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 \u20ac11.1 \u03b4\u03b9\u03c2, \u03b1\u03c5\u03be\u03b7\u03bc\u03ad\u03bd\u03bf \u03ba\u03b1\u03c4\u03ac 2% \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":119195,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts\/120718"}],"collection":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=120718"}],"version-history":[{"count":1,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts\/120718\/revisions"}],"predecessor-version":[{"id":120719,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts\/120718\/revisions\/120719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/media\/119195"}],"wp:attachment":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=120718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=120718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=120718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}