{"id":111517,"date":"2025-01-16T12:13:40","date_gmt":"2025-01-16T10:13:40","guid":{"rendered":"https:\/\/banknews.gr\/?p=111517"},"modified":"2025-01-16T12:13:40","modified_gmt":"2025-01-16T10:13:40","slug":"ubs-%ce%b2%ce%bb%ce%ad%cf%80%ce%b5%ce%b9-%ce%b1%ce%bd%ce%b1%ce%b2%ce%ac%ce%b8%ce%bc%ce%b9%cf%83%ce%b7-%cf%84%ce%b7%cf%82-%ce%b5%ce%bb%ce%bb%ce%ac%ce%b4%ce%b1%cf%82-%ce%b1%cf%80%cf%8c-mood","status":"publish","type":"post","link":"https:\/\/banknews.gr\/?p=111517","title":{"rendered":"UBS: \u00ab\u0392\u03bb\u03ad\u03c0\u03b5\u03b9\u00bb \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2 \u03b1\u03c0\u03cc Moody\u2019s &#8211; \u039f\u03b9 \u03c4\u03ad\u03c3\u03c3\u03b5\u03c1\u03b9\u03c2 \u03bb\u03cc\u03b3\u03bf\u03b9 \u03b1\u03b9\u03c3\u03b9\u03bf\u03b4\u03bf\u03be\u03af\u03b1\u03c2 &#8211; \u03a3\u03c5\u03c3\u03c4\u03ae\u03bd\u03b5\u03b9 \u03b1\u03b3\u03bf\u03c1\u03ac \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd \u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03c9\u03bd"},"content":{"rendered":"<p><span lang=\"EL\">\u03a5\u03c8\u03b7\u03bb\u03ad\u03c2 \u03c0\u03b9\u03b8\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b5\u03c2 \u03b1\u03bd\u03ac\u03ba\u03c4\u03b7\u03c3\u03b7\u03c2 \u03c4\u03b7\u03c2 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03ba\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03bf\u03af\u03ba\u03bf<\/span>\u00a0<strong>Moody<\/strong><strong><span lang=\"EL\">&#8216;<\/span><\/strong><strong>s<\/strong>\u00a0<span lang=\"EL\">\u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03c6\u03b5\u03c4\u03b9\u03bd\u03ae \u03c7\u03c1\u03bf\u03bd\u03b9\u03ac \u03b7<\/span>\u00a0<strong>UBS<\/strong><span lang=\"EL\">, \u03cc\u03c0\u03c9\u03c2 \u03b1\u03bd\u03b1\u03c6\u03ad\u03c1\u03b5\u03b9 \u03c3\u03b5 \u03c3\u03b7\u03bc\u03b5\u03af\u03c9\u03bc\u03ac \u03c4\u03b7\u03c2<\/span>\u00a0<strong><span lang=\"EL\">\u03bc\u03b5\u03c4\u03ac \u03c4\u03b7\u03bd \u03ad\u03ba\u03b4\u03bf\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03b4\u03b5\u03ba\u03b1\u03b5\u03c4\u03bf\u03cd\u03c2 \u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03bf\u03c5<\/span><\/strong><span lang=\"EL\">.<u><\/u><u><\/u><\/span><\/p>\n<p><span lang=\"EL\">\u0386\u03bb\u03bb\u03c9\u03c3\u03c4\u03b5 \u03bf \u03b1\u03bc\u03b5\u03c1\u03b9\u03ba\u03b1\u03bd\u03b9\u03ba\u03cc\u03c2 \u03bf\u03af\u03ba\u03bf\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf \u03bc\u03bf\u03bd\u03b1\u03b4\u03b9\u03ba\u03cc\u03c2 \u03c0\u03bf\u03c5 \u03b4\u03b5\u03bd \u03ad\u03c7\u03b5\u03b9 \u03b4\u03ce\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1 \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1, \u03cc\u03c4\u03b1\u03bd \u03b7\u00a0<\/span>Scope<span lang=\"EL\">\u00a0\u03c4\u03b7\u03bd \u03c4\u03bf\u03c0\u03bf\u03b8\u03b5\u03c4\u03b5\u03af \u03bc\u03af\u03b1 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c4\u03bf\u03c5\u00a0<\/span>IG<span lang=\"EL\">\u00a0\u03ba\u03b1\u03b9 \u03b7\u00a0<\/span>S<span lang=\"EL\">&amp;<\/span>P<span lang=\"EL\">\u00a0\u03ad\u03c7\u03b5\u03b9 \u03b4\u03ce\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1 \u03bc\u03b5 \u03c0\u03c1\u03bf\u03bf\u03c0\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7\u03c2 \u03c3\u03b5 \u00ab<\/span>BBB<span lang=\"EL\">\u00bb.<u><\/u><u><\/u><\/span><\/p>\n<p><span lang=\"EL\">\u0397\u00a0<\/span>Moody<span lang=\"EL\">&#8216;<\/span>s<span lang=\"EL\">\u00a0\u03ad\u03c7\u03b5\u03b9 \u03c0\u03c1\u03bf\u03b3\u03c1\u03b1\u03bc\u03bc\u03b1\u03c4\u03af\u03c3\u03b5\u03b9 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03b2\u03b5\u03af \u03c3\u03b5 \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2 \u03c3\u03c4\u03b9\u03c2 14 \u039c\u03b1\u03c1\u03c4\u03af\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b9\u03c2 19 \u03a3\u03b5\u03c0\u03c4\u03b5\u03bc\u03b2\u03c1\u03af\u03bf\u03c5 \u03c4\u03bf\u03c5 \u03c4\u03c1\u03ad\u03c7\u03bf\u03bd\u03c4\u03bf\u03c2 \u03ad\u03c4\u03bf\u03c5\u03c2. \u0395\u03bd\u03ce \u03bc\u03b9\u03b1 \u03c0\u03b9\u03b8\u03b1\u03bd\u03ae \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03bf\u03bd \u039c\u03ac\u03c1\u03c4\u03b9\u03bf<\/span>\u00a0<strong><span lang=\"EL\">\u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bb\u03b9\u03b3\u03cc\u03c4\u03b5\u03c1\u03bf \u03c0\u03b9\u03b8\u03b1\u03bd\u03ae<\/span><\/strong><span lang=\"EL\">, \u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03b7<\/span>\u00a0<strong>UBS<\/strong><span lang=\"EL\">, \u03b7 \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2 \u03c3\u03c4\u03b7\u03bd \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7\u00a0<\/span>Moody<span lang=\"EL\">&#8216;<\/span>s<span lang=\"EL\"> \u03b5\u03af\u03bd\u03b1\u03b9 \u03b1\u03c1\u03ba\u03b5\u03c4\u03ac \u03c0\u03b9\u03b8\u03b1\u03bd\u03ae \u03ba\u03b1\u03c4\u03ac \u03c4\u03bf \u03b4\u03b5\u03cd\u03c4\u03b5\u03c1\u03bf \u03b5\u03be\u03ac\u03bc\u03b7\u03bd\u03bf \u03c4\u03bf\u03c5 2025.\u00a0\u00a0<\/span><\/p>\n<h4>\u03a4\u03ad\u03c3\u03c3\u03b5\u03c1\u03b9\u03c2 \u03bb\u03cc\u03b3\u03bf\u03b9 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 \u03bf\u03c0\u03bf\u03af\u03bf\u03c5\u03c2 \u03b7\u00a0UBS\u00a0\u03b4\u03b7\u03bb\u03ce\u03bd\u03b5\u03b9 \u03b1\u03b9\u03c3\u03b9\u03cc\u03b4\u03bf\u03be\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1<\/h4>\n<p>\u03a3\u03c4\u03b7\u03bd \u03b1\u03bd\u03ac\u03bb\u03c5\u03c3\u03ae \u03c4\u03b7\u03c2 \u03b7\u00a0UBS\u00a0\u03b5\u03c0\u03b9\u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 \u03c4\u03ad\u03c3\u03c3\u03b5\u03c1\u03b1 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03c4\u03b7\u03c2 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ae\u03c2 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b1\u03c2 \u03c0\u03bf\u03c5 \u03c5\u03c0\u03bf\u03c3\u03c4\u03b7\u03c1\u03af\u03b6\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03b5\u03c0\u03bf\u03b9\u03ba\u03bf\u03b4\u03bf\u03bc\u03b7\u03c4\u03b9\u03ba\u03ae \u03c4\u03b7\u03c2 \u03c3\u03c4\u03ac\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03c0\u03c1\u03bf\u03bf\u03c0\u03c4\u03b9\u03ba\u03ad\u03c2.<\/p>\n<p>\u03a0\u03c1\u03ce\u03c4\u03bf\u03bd, \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 2,8% \u03b3\u03b9\u03b1 \u03c4\u03bf 2025, \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03bc\u03cc\u03bd\u03bf \u03b7 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7 \u03c3\u03b5 \u03c3\u03cd\u03b3\u03ba\u03c1\u03b9\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03b9\u03c2 \u03bc\u03b5\u03b3\u03ac\u03bb\u03b5\u03c2 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b5\u03c2 \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03c9\u03b6\u03ce\u03bd\u03b7\u03c2, \u03b1\u03bb\u03bb\u03ac \u03b5\u03af\u03bd\u03b1\u03b9 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 70 \u03bc\u03bf\u03bd\u03ac\u03b4\u03b5\u03c2 \u03b2\u03ac\u03c3\u03b7\u03c2 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7 \u03b1\u03c0\u03cc \u03c4\u03b7 \u03c3\u03c5\u03bd\u03b1\u03af\u03bd\u03b5\u03c3\u03b7. \u0397 \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b5\u03c0\u03c9\u03c6\u03b5\u03bb\u03b7\u03b8\u03b5\u03af \u03b1\u03c0\u03cc \u03c4\u03bf \u03b1\u03bd\u03b1\u03bc\u03b5\u03bd\u03cc\u03bc\u03b5\u03bd\u03bf \u03ac\u03bb\u03bc\u03b1 \u03c3\u03c4\u03b7\u03bd \u03b5\u03ba\u03c4\u03b1\u03bc\u03af\u03b5\u03c5\u03c3\u03b7 \u03c4\u03c9\u03bd \u03b5\u03c0\u03b9\u03c7\u03bf\u03c1\u03b7\u03b3\u03ae\u03c3\u03b5\u03c9\u03bd \u03ba\u03b1\u03b9 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03c4\u03bf\u03c5 \u039c\u03b7\u03c7\u03b1\u03bd\u03b9\u03c3\u03bc\u03bf\u03cd \u0391\u03bd\u03ac\u03ba\u03b1\u03bc\u03c8\u03b7\u03c2 \u03ba\u03b1\u03b9 \u0391\u03bd\u03b8\u03b5\u03ba\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2 (RRF) \u03c3\u03c4\u03bf\u03c5\u03c2 \u03c4\u03b5\u03bb\u03b9\u03ba\u03bf\u03cd\u03c2 \u03b4\u03b9\u03ba\u03b1\u03b9\u03bf\u03cd\u03c7\u03bf\u03c5\u03c2. \u0391\u03c5\u03c4\u03ad\u03c2 \u03bf\u03b9 \u03b5\u03ba\u03c4\u03b1\u03bc\u03b9\u03b5\u03cd\u03c3\u03b5\u03b9\u03c2 \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c6\u03c4\u03ac\u03c3\u03bf\u03c5\u03bd \u03c4\u03bf 4% \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 \u03c4\u03bf 2025 \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 2,3% \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 \u03c4\u03bf 2024.<\/p>\n<p>\u0397 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03ad\u03c7\u03b5\u03b9 \u03ae\u03b4\u03b7 \u03bb\u03ac\u03b2\u03b5\u03b9 \u03ae \u03ad\u03c7\u03b5\u03b9 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03b9 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 \u03c4\u03bf 60% \u03c4\u03bf\u03c5 \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03bf\u03cd \u03c0\u03b1\u03ba\u03ad\u03c4\u03bf\u03c5 RRF (16% \u03c4\u03bf\u03c5 \u0391\u0395\u03a0). \u0391\u03c5\u03c4\u03cc \u03b5\u03c0\u03b9\u03c4\u03c1\u03ad\u03c0\u03b5\u03b9 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03c3\u03c4\u03b7\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ae \u03b1\u03bd\u03ac\u03ba\u03b1\u03bc\u03c8\u03b7 \u03bd\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bb\u03b9\u03b3\u03cc\u03c4\u03b5\u03c1\u03bf \u03b5\u03c5\u03b1\u03af\u03c3\u03b8\u03b7\u03c4\u03b7 \u03c3\u03c4\u03b7\u03bd \u03b1\u03bd\u03ac\u03ba\u03b1\u03bc\u03c8\u03b7 \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03c9\u03b6\u03ce\u03bd\u03b7\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03b9\u03c3\u03c4\u03bf\u03c1\u03b9\u03ba\u03cc \u03ba\u03b1\u03bd\u03cc\u03bd\u03b1.<\/p>\n<p>\u0394\u03b5\u03cd\u03c4\u03b5\u03c1\u03bf\u03bd, \u03c0\u03b9\u03c3\u03c4\u03b5\u03cd\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b7 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ae \u03ba\u03c5\u03b2\u03ad\u03c1\u03bd\u03b7\u03c3\u03b7 \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c3\u03b5 \u03b8\u03ad\u03c3\u03b7 \u03bd\u03b1 \u03b5\u03c0\u03b9\u03c4\u03cd\u03c7\u03b5\u03b9 \u03b5\u03cd\u03ba\u03bf\u03bb\u03b1 \u03c4\u03bf\u03bd \u03c3\u03c4\u03cc\u03c7\u03bf \u03c0\u03c1\u03c9\u03c4\u03bf\u03b3\u03b5\u03bd\u03bf\u03cd\u03c2 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03bf\u03cd \u03c0\u03bb\u03b5\u03bf\u03bd\u03ac\u03c3\u03bc\u03b1\u03c4\u03bf\u03c2 2,5% \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 \u03b3\u03b9\u03b1 \u03c4\u03bf 2025, \u03b4\u03b5\u03b4\u03bf\u03bc\u03ad\u03bd\u03bf\u03c5 \u03cc\u03c4\u03b9:<\/p>\n<p>\u03b1) \u03b7 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03c0\u03b9\u03b8\u03b1\u03bd\u03cc\u03c4\u03b1\u03c4\u03b1 \u03ad\u03c6\u03c4\u03b1\u03c3\u03b5 \u03ae\u03b4\u03b7 \u03c3\u03c4\u03bf \u03af\u03b4\u03b9\u03bf \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03bf \u03c0\u03c1\u03c9\u03c4\u03bf\u03b3\u03b5\u03bd\u03bf\u03cd\u03c2 \u03c0\u03bb\u03b5\u03bf\u03bd\u03ac\u03c3\u03bc\u03b1\u03c4\u03bf\u03c2 \u03c4\u03bf 2024.<\/p>\n<p>\u03b2) \u03b7 \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c4\u03c9\u03bd \u03ba\u03b1\u03b8\u03b1\u03c1\u03ce\u03bd \u03b5\u03b8\u03bd\u03b9\u03ba\u03ce\u03bd \u03c0\u03c1\u03c9\u03c4\u03bf\u03b3\u03b5\u03bd\u03ce\u03bd \u03b4\u03b1\u03c0\u03b1\u03bd\u03ce\u03bd \u03c0\u03b5\u03c1\u03b9\u03bf\u03c1\u03af\u03b6\u03b5\u03c4\u03b1\u03b9 \u03c3\u03c4\u03bf 3,7% \u2013 \u03b4\u03b7\u03bb\u03b1\u03b4\u03ae \u03ba\u03ac\u03c4\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03c1\u03c5\u03b8\u03bc\u03cc \u03c4\u03bf\u03c5 \u03bf\u03bd\u03bf\u03bc\u03b1\u03c3\u03c4\u03b9\u03ba\u03bf\u03cd \u0391\u0395\u03a0, \u03ba\u03b1\u03b9<\/p>\n<p>\u03b3) \u03b7 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c0\u03b9\u03b8\u03b1\u03bd\u03cc \u03ba\u03b1\u03c4\u03b1\u03c6\u03ad\u03c1\u03b5\u03b9 \u03c0\u03b5\u03c1\u03af \u03c4\u03b1 500 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b1\u03c0\u03bf\u03bb\u03ad\u03bc\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 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\u03c0\u03c1\u03cc\u03c9\u03c1\u03b7 \u03b1\u03c0\u03bf\u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ae \u03c4\u03c9\u03bd 17,8 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03b1\u03c0\u03cc \u03c4\u03b1 \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03ca\u03ba\u03ac \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 GLF \u03c4\u03bf 2024 \u2013 \u03c4\u03b7\u03c2 \u03b5\u03c0\u03b9\u03c4\u03c1\u03ad\u03c0\u03b5\u03b9 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03c4\u03b7\u03c1\u03b5\u03af \u03c4\u03bf \u03c3\u03c5\u03bd\u03bf\u03bb\u03b9\u03ba\u03cc \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03ad\u03c4\u03b7\u03c3\u03b7\u03c2 \u03c4\u03bf\u03c5 \u03c7\u03c1\u03ad\u03bf\u03c5\u03c2 \u03c0\u03b9\u03bf \u03b5\u03c5\u03bd\u03bf\u03ca\u03ba\u03cc \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03b5\u03c0\u03b9\u03c4\u03c1\u03ad\u03c0\u03b5\u03b9 \u03c4\u03b1\u03c7\u03cd\u03c4\u03b5\u03c1\u03b7 \u03bc\u03b5\u03af\u03c9\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03b4\u03b7\u03bc\u03cc\u03c3\u03b9\u03bf\u03c5 \u03c7\u03c1\u03ad\u03bf\u03c5\u03c2.<\/p>\n<p>\u03a4\u03ad\u03c4\u03b1\u03c1\u03c4\u03bf\u03bd, \u03c4\u03bf \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03cc \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc \u03c3\u03cd\u03c3\u03c4\u03b7\u03bc\u03b1 \u03ad\u03c7\u03b5\u03b9 \u03c3\u03b1\u03c6\u03ad\u03c2 \u03c0\u03b5\u03c1\u03b9\u03b8\u03ce\u03c1\u03b9\u03bf \u03b5\u03c0\u03b1\u03bd\u03b1\u03bc\u03cc\u03c7\u03bb\u03b5\u03c5\u03c3\u03b7\u03c2 \u03b4\u03b5\u03b4\u03bf\u03bc\u03ad\u03bd\u03b7\u03c2 \u03c4\u03b7\u03c2 \u03bc\u03b5\u03af\u03c9\u03c3\u03b7\u03c2 \u03c4\u03c9\u03bd NPLs \u03c3\u03c4\u03bf 4,6% (\u03c4\u03bf \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03b1\u03c0\u03cc \u03c4\u03cc\u03c4\u03b5 \u03c0\u03bf\u03c5 \u03be\u03b5\u03ba\u03af\u03bd\u03b7\u03c3\u03b1\u03bd \u03c4\u03b1 \u03c3\u03c4\u03bf\u03b9\u03c7\u03b5\u03af\u03b1 \u03c4\u03bf 2002.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-39534 aligncenter\" src=\"https:\/\/marketscreen.gr\/admin\/wp-content\/uploads\/2025\/01\/1-1.png\" alt=\"\" width=\"594\" height=\"559\" \/><\/p>\n<h4 class=\"post-title\">\u03a3\u03c5\u03c3\u03c4\u03ae\u03bd\u03b5\u03b9 \u03b1\u03b3\u03bf\u03c1\u03ac \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd \u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03c9\u03bd<\/h4>\n<p>\u03a4\u03bf \u03bc\u03af\u03b3\u03bc\u03b1 \u03c4\u03b7\u03c2 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u03b9\u03c3\u03c7\u03cd\u03bf\u03c2, \u03c4\u03b7\u03c2 \u03ad\u03bb\u03bb\u03b5\u03b9\u03c8\u03b7\u03c2 \u03c4\u03af\u03c4\u03bb\u03c9\u03bd \u03b1\u03bb\u03bb\u03ac \u03ba\u03b1\u03b9 \u03c4\u03c9\u03bd \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ce\u03bd \u03b1\u03bd\u03b1\u03b2\u03b1\u03b8\u03bc\u03af\u03c3\u03b5\u03c9\u03bd, \u03ad\u03c7\u03b5\u03b9 \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03ae\u03c3\u03b5\u03b9 \u03ad\u03bd\u03b1 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\u03b1\u03bd\u03b1\u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03bf 2025 \u03ba\u03b1\u03b9 \u03c4\u03b9\u03c2 \u03b4\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b5\u03c2 \u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ce\u03bd \u03b1\u03bd\u03b1\u03b2\u03b1\u03b8\u03bc\u03af\u03c3\u03b5\u03c9\u03bd, \u03b5\u03be\u03b7\u03b3\u03b5\u03af \u03b7\u00a0UBS.<\/p>\n<p>\u03a5\u03c0\u03b5\u03bd\u03b8\u03c5\u03bc\u03af\u03b6\u03b5\u03b9 \u03b4\u03b5 \u03cc\u03c4\u03b9 \u03c4\u03b1 \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03ca\u03ba\u03ac \u03ba\u03c1\u03b1\u03c4\u03b9\u03ba\u03ac \u03bf\u03bc\u03cc\u03bb\u03bf\u03b3\u03b1, \u03c3\u03c5\u03bc\u03c0\u03b5\u03c1\u03b9\u03bb\u03b1\u03bc\u03b2\u03b1\u03bd\u03bf\u03bc\u03ad\u03bd\u03c9\u03bd \u03c4\u03c9\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd, \u03ad\u03c7\u03bf\u03c5\u03bd 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\u03c5\u03c0\u03bf\u03c7\u03c9\u03c1\u03b5\u03af \u03ba\u03b1\u03b9 \u03b8\u03b1 \u03ba\u03c5\u03bc\u03b1\u03bd\u03b8\u03b5\u03af \u03b3\u03cd\u03c1\u03c9 \u03c3\u03c4\u03bf 2% \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd \u03a6\u03b5\u03b2\u03c1\u03bf\u03c5\u03ac\u03c1\u03b9\u03bf \u03c4\u03bf\u03c5 2025. \u0395\u03bd \u03c4\u03c9 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd, \u03bf\u03b9 \u03c0\u03c1\u03bf\u03bf\u03c0\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7\u03c2 \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03c9\u03b6\u03ce\u03bd\u03b7\u03c2 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03bf\u03c5\u03bd \u03b1\u03b4\u03cd\u03bd\u03b1\u03bc\u03b5\u03c2, \u03cc\u03c0\u03c9\u03c2 \u03b4\u03b5\u03af\u03c7\u03bd\u03bf\u03c5\u03bd \u03bf\u03b9 \u03c4\u03b5\u03bb\u03b5\u03c5\u03c4\u03b1\u03af\u03bf\u03b9 PMI. \u0391\u03c5\u03c4\u03bf\u03af \u03bf\u03b9 \u03c0\u03b1\u03c1\u03ac\u03b3\u03bf\u03bd\u03c4\u03b5\u03c2 \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 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\u03c3\u03c7\u03b5\u03b4\u03cc\u03bd 75 \u03bc.\u03b2. \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c3\u03b5 \u03c3\u03cd\u03b3\u03ba\u03c1\u03b9\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03b1 \u03c4\u03c1\u03ad\u03c7\u03bf\u03bd\u03c4\u03b1 \u03b5\u03c0\u03af\u03c0\u03b5\u03b4\u03b1.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-39535 aligncenter\" src=\"https:\/\/marketscreen.gr\/admin\/wp-content\/uploads\/2025\/01\/thumbnail_image-8.png\" alt=\"\" width=\"592\" height=\"556\" \/><\/p>\n<h4>\u03a0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2<\/h4>\n<p>\u0397 \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2 \u03c3\u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b7\u03b3\u03bf\u03c1\u03af\u03b1 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03b7 \u03ad\u03bd\u03c4\u03b1\u03be\u03b7 \u03c4\u03c9\u03bd \u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03c9\u03bd \u03c3\u03b5 \u03b4\u03b5\u03af\u03ba\u03c4\u03b5\u03c2 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7\u03c2 \u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03c9\u03bd \u03c3\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b5 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b1 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ac \u03bf\u03bc\u03cc\u03bb\u03bf\u03b3\u03b1 \u03c0\u03ad\u03c1\u03c5\u03c3\u03b9. \u0391\u03c0\u03cc \u03c4\u03bf\u03bd \u0399\u03b1\u03bd\u03bf\u03c5\u03ac\u03c1\u03b9\u03bf \u03c4\u03bf\u03c5 2024, \u03c4\u03b1 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ac \u03b1\u03bd\u03c4\u03b9\u03c0\u03c1\u03bf\u03c3\u03c9\u03c0\u03b5\u03cd\u03bf\u03c5\u03bd \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 \u03c4\u03bf 1% \u03c4\u03bf\u03c5 \u03b5\u03bc\u03b2\u03bb\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03bf\u03cd \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 Bloomberg Euro Aggregate Treasury Bond.<\/p>\n<p>\u0395\u03c0\u03b9\u03c0\u03bb\u03ad\u03bf\u03bd, \u03c4\u03bf\u03bd \u03a3\u03b5\u03c0\u03c4\u03ad\u03bc\u03b2\u03c1\u03b9\u03bf \u03c4\u03bf\u03c5 2024, \u03c4\u03cc\u03c3\u03bf \u03bf Moody\u2019s \u03cc\u03c3\u03bf \u03ba\u03b1\u03b9 \u03bf S&amp;P \u03b1\u03bd\u03b1\u03b8\u03b5\u03ce\u03c1\u03b7\u03c3\u03b1\u03bd \u03c4\u03b7\u03bd \u03c0\u03c1\u03bf\u03bf\u03c0\u03c4\u03b9\u03ba\u03ae \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7\u03c2 \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2 \u03c3\u03b5 \u03b8\u03b5\u03c4\u03b9\u03ba\u03ae. \u039f Moody\u2019s \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03bf \u03bc\u03cc\u03bd\u03bf\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf\u03c5\u03c2 \u03c4\u03c1\u03b5\u03b9\u03c2 \u03bc\u03b5\u03b3\u03ac\u03bb\u03bf\u03c5\u03c2 \u03bf\u03af\u03ba\u03bf\u03c5\u03c2 \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7\u03c2 \u03c0\u03b9\u03c3\u03c4\u03bf\u03bb\u03b7\u03c0\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b9\u03ba\u03b1\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2 \u03c0\u03bf\u03c5 \u03b5\u03be\u03b1\u03ba\u03bf\u03bb\u03bf\u03c5\u03b8\u03b5\u03af \u03bd\u03b1 \u03ba\u03b1\u03c4\u03b1\u03c4\u03ac\u03c3\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03c3\u03c4\u03bf Ba1, \u03b4\u03b7\u03bb\u03b1\u03b4\u03ae \u03bc\u03b9\u03b1 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1 \u03ba\u03ac\u03c4\u03c9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b7\u03b3\u03bf\u03c1\u03af\u03b1 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1\u03c2. \u03a0\u03ad\u03c1\u03c5\u03c3\u03b9, \u03b7 Scope Ratings \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b5 \u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03c3\u03b5 BBB, \u03c0\u03bf\u03c5 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b4\u03cd\u03bf \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b5\u03c2 \u03c0\u03ac\u03bd\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf \u03cc\u03c1\u03b9\u03bf \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1\u03c2.<\/p>\n<p>\u039f Moody\u2019s \u03ad\u03c7\u03b5\u03b9 \u03c0\u03c1\u03bf\u03b3\u03c1\u03b1\u03bc\u03bc\u03b1\u03c4\u03af\u03c3\u03b5\u03b9 \u03bd\u03b1 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b1\u03be\u03b9\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03ae \u03c4\u03b7\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03c3\u03c4\u03b9\u03c2 14 \u039c\u03b1\u03c1\u03c4\u03af\u03bf\u03c5 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b9\u03c2 19 \u03a3\u03b5\u03c0\u03c4\u03b5\u03bc\u03b2\u03c1\u03af\u03bf\u03c5 \u03c4\u03bf\u03c5 \u03c4\u03c1\u03ad\u03c7\u03bf\u03bd\u03c4\u03bf\u03c2 \u03ad\u03c4\u03bf\u03c5\u03c2.<\/p>\n<p>\u0395\u03c0\u03bf\u03bc\u03ad\u03bd\u03c9\u03c2, \u03ba\u03b1\u03c4\u03ac \u03c4\u03b7\u03bd\u00a0UBS\u00a0\u03b5\u03bd\u03ce \u03bc\u03b9\u03b1 \u03c0\u03b9\u03b8\u03b1\u03bd\u03ae \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03bf\u03bd \u039c\u03ac\u03c1\u03c4\u03b9\u03bf \u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bb\u03b9\u03b3\u03cc\u03c4\u03b5\u03c1\u03bf \u03c0\u03b9\u03b8\u03b1\u03bd\u03ae, \u03b7 \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2 \u03c3\u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b7\u03b3\u03bf\u03c1\u03af\u03b1 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b2\u03b1\u03b8\u03bc\u03af\u03b4\u03b1\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd Moody\u2019s \u03b5\u03af\u03bd\u03b1\u03b9 \u03c0\u03b9\u03b8\u03b1\u03bd\u03ae \u03c4\u03bf \u03b4\u03b5\u03cd\u03c4\u03b5\u03c1\u03bf \u03b5\u03be\u03ac\u03bc\u03b7\u03bd\u03bf \u03c4\u03bf\u03c5 2024.<\/p>\n<p>\u03a3\u03c4\u03b7\u03bd \u03c0\u03b9\u03bf \u03c0\u03c1\u03cc\u03c3\u03c6\u03b1\u03c4\u03b7 \u03ad\u03ba\u03b8\u03b5\u03c3\u03ae \u03c4\u03bf\u03c5, \u03bf \u03bf\u03af\u03ba\u03bf\u03c2 \u03b1\u03bd\u03b1\u03b3\u03bd\u03ce\u03c1\u03b9\u03c3\u03b5 \u03c4\u03bf\u03c5\u03c2 \u03b1\u03bd\u03bf\u03b4\u03b9\u03ba\u03bf\u03cd\u03c2 \u03ba\u03b9\u03bd\u03b4\u03cd\u03bd\u03bf\u03c5\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae \u03b1\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7 \u03bb\u03cc\u03b3\u03c9 \u03c4\u03b7\u03c2 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u03c3\u03cd\u03bd\u03b5\u03c3\u03b7\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03c2 \u03b5\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae\u03c2 \u03c4\u03c9\u03bd \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ce\u03bd \u03bc\u03b5\u03c4\u03b1\u03c1\u03c1\u03c5\u03b8\u03bc\u03af\u03c3\u03b5\u03c9\u03bd.<\/p>\n<p>\u03a3\u03b5 \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03c0\u03bb\u03b1\u03af\u03c3\u03b9\u03bf, \u03c4\u03b1 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ac \u03bf\u03bc\u03cc\u03bb\u03bf\u03b3\u03b1 \u03b4\u03b9\u03b1\u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03bf \u03c3\u03b1\u03bd \u03bf\u03bc\u03cc\u03bb\u03bf\u03b3\u03b1 \u03bc\u03b5 \u03b2\u03b1\u03b8\u03bc\u03bf\u03bb\u03bf\u03b3\u03af\u03b1 \u0392, \u03b5\u03bd\u03ce \u03c0\u03ad\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7 \u03c3\u03c5\u03bc\u03b2\u03bf\u03bb\u03b9\u03ba\u03ae \u03c4\u03b7\u03c2 \u03c3\u03b7\u03bc\u03b1\u03c3\u03af\u03b1, \u03bc\u03b9\u03b1 \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03b1\u03c0\u03cc \u03c4\u03bf\u03bd Moody\u2019s \u03b8\u03b1 \u03bc\u03c0\u03bf\u03c1\u03bf\u03cd\u03c3\u03b5 \u03bd\u03b1 \u03c4\u03bf\u03bd\u03ce\u03c3\u03b5\u03b9 \u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9 \u03c4\u03b7\u03bd \u03b1\u03b9\u03c3\u03b9\u03bf\u03b4\u03bf\u03be\u03af\u03b1 \u03ba\u03b1\u03b9 \u03c4\u03b7 \u03b6\u03ae\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03bf\u03cd\u03c2 \u03c4\u03af\u03c4\u03bb\u03bf\u03c5\u03c2.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-39537 aligncenter\" src=\"https:\/\/marketscreen.gr\/admin\/wp-content\/uploads\/2025\/01\/65.png\" alt=\"\" width=\"597\" height=\"558\" \/><\/p>\n<h4>\u0397 \u03c3\u03c0\u03b1\u03bd\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af 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\u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03bf\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b1\u03bd\u03ac\u03b3\u03ba\u03b5\u03c2 \u03c4\u03b7\u03c2 \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03c6\u03c4\u03ac\u03c3\u03bf\u03c5\u03bd \u03c4\u03b1 8 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c4\u03bf 2025, \u03b4\u03b7\u03bb\u03b1\u03b4\u03ae \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 1,5 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c0\u03ad\u03c1\u03c5\u03c3\u03b9. \u0391\u03c5\u03c4\u03ae \u03b7 \u03bc\u03b5\u03af\u03c9\u03c3\u03b7 \u03b1\u03bd\u03c4\u03b1\u03bd\u03b1\u03ba\u03bb\u03ac \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ac \u03b5\u03bb\u03bb\u03b5\u03af\u03bc\u03bc\u03b1\u03c4\u03b1 (-0,1% \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 \u03c4\u03bf 2025 \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 -0,6% \u03c4\u03bf\u03c5 \u0391\u0395\u03a0 \u03c4\u03bf 2023, \u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03b9\u03c2 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2 \u03c4\u03b7\u03c2 \u039a\u03bf\u03bc\u03b9\u03c3\u03b9\u03cc\u03bd) \u03ba\u03b1\u03b9 1 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03bb\u03b9\u03b3\u03cc\u03c4\u03b5\u03c1\u03b5\u03c2 \u03b5\u03be\u03b1\u03b3\u03bf\u03c1\u03ad\u03c2 \u03c4\u03bf 2025.<\/p>\n<p>\u03a0\u03b1\u03c1\u03ac \u03c4\u03b7\u03bd \u03c0\u03c1\u03cc\u03c3\u03c6\u03b1\u03c4\u03b7 \u03b1\u03bd\u03b1\u03c4\u03b9\u03bc\u03bf\u03bb\u03cc\u03b3\u03b7\u03c3\u03b7 \u03c4\u03c9\u03bd \u03b1\u03c0\u03bf\u03b4\u03cc\u03c3\u03b5\u03c9\u03bd \u03c4\u03c9\u03bd \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03ca\u03ba\u03ce\u03bd \u03bf\u03bc\u03bf\u03bb\u03cc\u03b3\u03c9\u03bd, \u03c4\u03bf \u03bd\u03ad\u03bf \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03cc 10\u03b5\u03c4\u03ad\u03c2 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\u03bf\u03bb\u03bf\u03ba\u03bb\u03ae\u03c1\u03c9\u03c3\u03b5 \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd \u03c4\u03bf 50% \u03c4\u03c9\u03bd \u03c3\u03c7\u03b5\u03b4\u03b9\u03b1\u03b6\u03cc\u03bc\u03b5\u03bd\u03c9\u03bd \u03c0\u03c1\u03bf\u03c2 \u03ac\u03bd\u03c4\u03bb\u03b7\u03c3\u03b7 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd, \u03cd\u03c8\u03bf\u03c5\u03c2 8 \u03b4\u03b9\u03c3..<\/p>\n<p>\u0395\u03c0\u03b9\u03c0\u03bb\u03ad\u03bf\u03bd, \u03b7 \u0395\u039a\u03a4 \u03ba\u03b1\u03c4\u03ad\u03c7\u03b5\u03b9 \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd 38 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c4\u03bf\u03c5 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03bf\u03cd \u03c7\u03c1\u03ad\u03bf\u03c5\u03c2 \u03c3\u03c4\u03bf \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03cc \u03c4\u03b7\u03c2 \u03bc\u03ad\u03c3\u03c9 \u03c4\u03bf\u03c5 \u03c0\u03c1\u03bf\u03b3\u03c1\u03ac\u03bc\u03bc\u03b1\u03c4\u03bf\u03c2 PEPP, \u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf 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