{"id":107221,"date":"2024-11-12T13:13:40","date_gmt":"2024-11-12T11:13:40","guid":{"rendered":"https:\/\/banknews.gr\/?p=107221"},"modified":"2024-11-12T13:13:40","modified_gmt":"2024-11-12T11:13:40","slug":"%cf%83%ce%b5-buy-%ce%b1%ce%bd%ce%b1%ce%b2%ce%b1%ce%b8%ce%bc%ce%af%ce%b6%ce%b5%ce%b9-%cf%84%ce%b7%ce%bd-alpha-bank-%ce%b7-bofa-a%ce%bd%ce%b5%ce%b2%ce%ac%ce%b6%ce%b5%ce%b9-%cf%84%ce%b7%ce%bd","status":"publish","type":"post","link":"https:\/\/banknews.gr\/?p=107221","title":{"rendered":"\u03a3\u03b5 &#8220;buy&#8221; \u03b1\u03bd\u03b1\u03b2\u03b1\u03b8\u03bc\u03af\u03b6\u03b5\u03b9 \u03c4\u03b7\u03bd Alpha Bank \u03b7 BofA &#8211; A\u03bd\u03b5\u03b2\u03ac\u03b6\u03b5\u03b9 \u03c4\u03b7\u03bd \u03c4\u03b9\u03bc\u03ae-\u03c3\u03c4\u03cc\u03c7\u03bf \u03c3\u03c4\u03b1 2,06 \u03b5\u03c5\u03c1\u03ce"},"content":{"rendered":"<p>\u03a3\u03c4\u03b7\u03bd \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03bc\u03b5\u03c4\u03bf\u03c7\u03ae\u03c2 \u03c4\u03b7\u03c2 Alpha Bank \u03c3\u03b5 buy \u03b1\u03c0\u03cc neutral \u03c0\u03c1\u03bf\u03c7\u03c9\u03c1\u03ac \u03b7 Bank of America, \u03b1\u03bd\u03b5\u03b2\u03ac\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c0\u03b1\u03c1\u03ac\u03bb\u03bb\u03b7\u03bb\u03b1 \u03c4\u03b7\u03bd \u03c4\u03b9\u03bc\u03ae-\u03c3\u03c4\u03cc\u03c7\u03bf \u03b1\u03c0\u03cc \u03c4\u03b1 1,79 \u03b5\u03c5\u03c1\u03ce \u03c3\u03c4\u03b1 2,06 \u03b5\u03c5\u03c1\u03ce. \u039f \u03bf\u03af\u03ba\u03bf\u03c2 \u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03c0\u03b5\u03c1\u03b9\u03b8\u03ce\u03c1\u03b9\u03b1 \u03b1\u03bd\u03cc\u03b4\u03bf\u03c5 31% \u03b3\u03b9\u03b1 \u03c4\u03b7 \u00a0\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ac \u03cc\u03c4\u03b9 \u03c0\u03c1\u03cc\u03ba\u03b5\u03b9\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03ba\u03b1\u03bb\u03cd\u03c8\u03b5\u03b9 \u03c4\u03bf \u03c7\u03b1\u03bc\u03ad\u03bd\u03bf \u03ad\u03b4\u03b1\u03c6\u03cc\u03c2 \u03c4\u03b7\u03c2 \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 \u03c4\u03c9\u03bd \u03ac\u03bb\u03bb\u03c9\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd.<\/p>\n<p>\u0397 \u03bc\u03b5\u03c4\u03bf\u03c7\u03ae \u03c4\u03b7\u03c2 Alpha Bank \u03ad\u03c7\u03b5\u03b9 \u03b5\u03bd\u03b9\u03c3\u03c7\u03c5\u03b8\u03b5\u03af \u03ba\u03b1\u03c4\u03ac 2% \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03b1\u03c1\u03c7\u03ad\u03c2 \u03c4\u03bf\u03c5 \u03ad\u03c4\u03bf\u03c5\u03c2, \u03c4\u03b7\u03bd \u03ce\u03c1\u03b1 \u03c0\u03bf\u03c5 \u03bf\u03b9 \u03ac\u03bb\u03bb\u03b5\u03c2 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03bd\u03bf\u03c5\u03bd \u03ba\u03ad\u03c1\u03b4\u03b7 \u03ac\u03bd\u03c9 \u03c4\u03bf\u03c5 20%.<\/p>\n<p>\u03a4\u03ce\u03c1\u03b1, \u03b7 BofA \u03b5\u03ba\u03c4\u03b9\u03bc\u03ac \u03cc\u03c4\u03b9 \u03b8\u03b1 \u03ba\u03b1\u03bb\u03cd\u03c8\u03b5\u03b9 \u03b1\u03c5\u03c4\u03cc \u03c4\u03bf \u03c7\u03b1\u03bc\u03ad\u03bd\u03bf \u03ad\u03b4\u03b1\u03c6\u03bf\u03c2 \u03bb\u03cc\u03b3\u03c9:<\/p>\n<p>1) \u00a0 \u00a0 \u00a0\u03a4\u03bf\u03c5 \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03bf\u03cd \u03c0\u03c1\u03bf\u03c2 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf\u03c5 RoTE, \u03c0\u03bf\u03c5 \u03c0\u03b1\u03af\u03c1\u03bd\u03b5\u03b9 \u03ce\u03b8\u03b7\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ac \u03ad\u03c3\u03bf\u03b4\u03b1 \u03b1\u03c0\u03cc \u03c4\u03cc\u03ba\u03bf\u03c5\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03bd\u03b8\u03b5\u03ba\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03ac \u03c4\u03bf\u03c5\u03c2 \u03ba\u03b1\u03b8\u03ce\u03c2 \u03bf\u03b9 \u03bc\u03b5\u03b9\u03ce\u03c3\u03b5\u03b9\u03c2 \u03b5\u03c0\u03b9\u03c4\u03bf\u03ba\u03af\u03c9\u03bd \u03b5\u03c0\u03b9\u03c4\u03b1\u03c7\u03cd\u03bd\u03bf\u03bd\u03c4\u03b1\u03b9.<\/p>\n<p>2) \u00a0 \u00a0 \u00a0\u03a4\u03b7\u03c2 \u03b2\u03b5\u03bb\u03c4\u03af\u03c9\u03c3\u03b7\u03c2 \u03c4\u03b7\u03c2 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ae\u03c2 \u03b8\u03ad\u03c3\u03b7\u03c2 \u03c3\u03b5 \u03bc\u03b5\u03c4\u03c1\u03b7\u03c4\u03ac.<\/p>\n<p>3) \u00a0 \u00a0 \u00a0\u03a4\u03b7\u03c2 \u03bc\u03b5\u03af\u03c9\u03c3\u03b7\u03c2 \u03c4\u03bf\u03c5 \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 NPE.<\/p>\n<p>4) \u00a0 \u00a0 \u00a0\u03a4\u03b7\u03c2 \u03b5\u03bb\u03ba\u03c5\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b1\u03c0\u03cc\u03b4\u03bf\u03c3\u03b7\u03c2 \u03c4\u03bf\u03c5 10% \u03c4\u03bf 2025, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03b2\u03b5\u03bb\u03c4\u03b9\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bf \u03b4\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd CET1 \u03ba\u03b1\u03b9 \u03b5\u03c0\u03b9\u03c4\u03b1\u03c7\u03cd\u03bd\u03b5\u03c4\u03b1\u03b9 \u03b7 \u03b1\u03c0\u03cc\u03c3\u03b2\u03b5\u03c3\u03b7 \u03c4\u03c9\u03bd DTCs.<\/p>\n<p>\u0386\u03bb\u03bb\u03c9\u03c3\u03c4\u03b5, \u03bc\u03b5 P\/E \u03c3\u03c4\u03bf 5.0x, P\/TBV \u00a0\u03c3\u03c4\u03bf 0.5x \u03ba\u03b1\u03b9 RoTE 10%, \u03b7 Alpha \u03c6\u03b1\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03b5\u03bb\u03ba\u03c5\u03c3\u03c4\u03b9\u03ba\u03ae, \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03bd\u03bf\u03c5\u03bd \u03bf\u03b9 \u03b1\u03bd\u03b1\u03bb\u03c5\u03c4\u03ad\u03c2.<\/p>\n<p>\u039f \u03bf\u03af\u03ba\u03bf\u03c2 \u03b1\u03bd\u03b1\u03b2\u03b1\u03b8\u03bc\u03af\u03b6\u03b5\u03b9 \u03c4\u03b9\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03bf\u03c5 \u03b3\u03b9\u03b1 \u03c4\u03b1 \u03c0\u03c1\u03bf\u03c3\u03b1\u03c1\u03bc\u03bf\u03c3\u03bc\u03ad\u03bd\u03b1 \u03ba\u03ad\u03c1\u03b4\u03b7 \u03b1\u03bd\u03ac \u03bc\u03b5\u03c4\u03bf\u03c7\u03ae \u03c4\u03b7\u03c2 Alpha Bank \u03ba\u03b1\u03c4\u03ac 7-10% \u03b3\u03b9\u03b1 \u03c4\u03bf 2024-2026, \u03b5\u03bd \u03bc\u03ad\u03c1\u03b5\u03b9 \u03bb\u03cc\u03b3\u03c9 \u03c4\u03c9\u03bd \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03c9\u03bd \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd \u03b1\u03c0\u03cc \u03c4\u03cc\u03ba\u03bf\u03c5\u03c2 (+2-3%), \u03b5\u03bd\u03ce \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03ba\u03b1\u03b9 \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u00a0\u03b1\u03c1\u03b9\u03b8\u03bc\u03cc \u03bc\u03b5\u03c4\u03bf\u03c7\u03ce\u03bd, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03bc\u03ad\u03c1\u03bf\u03c2 \u03c4\u03b7\u03c2 \u03b4\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae\u03c2 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03bf\u03c5 \u03b8\u03b1 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03b7\u03b8\u03b5\u03af \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b5\u03c0\u03b1\u03bd\u03b1\u03b3\u03bf\u03c1\u03ac \u03bc\u03b5\u03c4\u03bf\u03c7\u03ce\u03bd.<em>\u00a0\u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u03a3\u03c4\u03b7\u03bd \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03bc\u03b5\u03c4\u03bf\u03c7\u03ae\u03c2 \u03c4\u03b7\u03c2 Alpha Bank \u03c3\u03b5 buy \u03b1\u03c0\u03cc neutral \u03c0\u03c1\u03bf\u03c7\u03c9\u03c1\u03ac \u03b7 Bank of America, \u03b1\u03bd\u03b5\u03b2\u03ac\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c0\u03b1\u03c1\u03ac\u03bb\u03bb\u03b7\u03bb\u03b1 \u03c4\u03b7\u03bd \u03c4\u03b9\u03bc\u03ae-\u03c3\u03c4\u03cc\u03c7\u03bf \u03b1\u03c0\u03cc \u03c4\u03b1 1,79 \u03b5\u03c5\u03c1\u03ce \u03c3\u03c4\u03b1 2,06 \u03b5\u03c5\u03c1\u03ce. \u039f \u03bf\u03af\u03ba\u03bf\u03c2 \u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03c0\u03b5\u03c1\u03b9\u03b8\u03ce\u03c1\u03b9\u03b1 \u03b1\u03bd\u03cc\u03b4\u03bf\u03c5 31% \u03b3\u03b9\u03b1 \u03c4\u03b7 \u00a0\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ac \u03cc\u03c4\u03b9 \u03c0\u03c1\u03cc\u03ba\u03b5\u03b9\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03ba\u03b1\u03bb\u03cd\u03c8\u03b5\u03b9 \u03c4\u03bf \u03c7\u03b1\u03bc\u03ad\u03bd\u03bf \u03ad\u03b4\u03b1\u03c6\u03cc\u03c2 \u03c4\u03b7\u03c2 \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 \u03c4\u03c9\u03bd \u03ac\u03bb\u03bb\u03c9\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd. \u0397 \u03bc\u03b5\u03c4\u03bf\u03c7\u03ae \u03c4\u03b7\u03c2 Alpha [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":107220,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[61],"class_list":["post-107221","post","type-post","status-publish","format-standard","has-post-thumbnail","category-3","tag-top1"],"_links":{"self":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts\/107221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=107221"}],"version-history":[{"count":1,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts\/107221\/revisions"}],"predecessor-version":[{"id":107222,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/posts\/107221\/revisions\/107222"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=\/wp\/v2\/media\/107220"}],"wp:attachment":[{"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=107221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=107221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/banknews.gr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=107221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}