{"id":100161,"date":"2024-08-22T16:26:04","date_gmt":"2024-08-22T13:26:04","guid":{"rendered":"https:\/\/banknews.gr\/?p=100161"},"modified":"2024-08-22T16:26:04","modified_gmt":"2024-08-22T13:26:04","slug":"optima-bank-%ce%b9%cf%83%cf%87%cf%85%cf%81%ce%ac-%cf%84%ce%b1-%ce%ba%ce%ad%cf%81%ce%b4%ce%b7-%cf%84%cf%89%ce%bd-%ce%b5%ce%bb%ce%bb%ce%b7%ce%bd%ce%b9%ce%ba%cf%8e%ce%bd-%cf%84%cf%81%ce%b1%cf%80%ce%b5","status":"publish","type":"post","link":"https:\/\/banknews.gr\/?p=100161","title":{"rendered":"Optima Bank: \u0399\u03c3\u03c7\u03c5\u03c1\u03ac \u03c4\u03b1 \u03ba\u03ad\u03c1\u03b4\u03b7 \u03c4\u03c9\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd, \u03ad\u03c1\u03c7\u03bf\u03bd\u03c4\u03b1\u03b9 \u03b1\u03bd\u03b1\u03b2\u03b1\u03b8\u03bc\u03af\u03c3\u03b5\u03b9\u03c2 – \u03a3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ad\u03c2 \u03bf\u03b9 \u03c4\u03b9\u03bc\u03ad\u03c2 \u03c3\u03c4\u03cc\u03c7\u03bf\u03b9"},"content":{"rendered":"

\u039f\u03b9\u00a0\u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2\u00a0\u03c0\u03b1\u03c1\u03b5\u03af\u03c7\u03b1\u03bd\u00a0\u03ad\u03bd\u03b1 \u03ac\u03bb\u03bb\u03bf \u03b9\u03c3\u03c7\u03c5\u03c1\u03cc \u03c3\u03cd\u03bd\u03bf\u03bb\u03bf \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03c3\u03bc\u03ac\u03c4\u03c9\u03bd \u03c4\u03bf \u03b2\u2019 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u03c4\u03bf\u03c5 2024, \u03bb\u03cc\u03b3\u03c9 \u03c4\u03c9\u03bd \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03c9\u03bd \u03b5\u03c3\u03cc\u03b4\u03c9\u03bd \u03b1\u03c0\u03cc \u03c0\u03c1\u03bf\u03bc\u03ae\u03b8\u03b5\u03b9\u03b5\u03c2, \u03c4\u03b7\u03c2 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03c3\u03bc\u03b1\u03c4\u03b9\u03ba\u03ae\u03c2 \u03c3\u03c5\u03b3\u03ba\u03c1\u03ac\u03c4\u03b7\u03c3\u03b7\u03c2 \u03c4\u03bf\u03c5 \u03ba\u03cc\u03c3\u03c4\u03bf\u03c5\u03c2, \u03c4\u03c9\u03bd \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03c9\u03bd \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03c9\u03bd \u03b3\u03b9\u03b1 \u03b6\u03b7\u03bc\u03af\u03b5\u03c2 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd, \u03b5\u03bd\u03ce \u03c4\u03b1 \u03b5\u03c0\u03b9\u03c4\u03bf\u03ba\u03b9\u03b1\u03ba\u03ac \u03ad\u03c3\u03bf\u03b4\u03b1 \u03ae\u03c4\u03b1\u03bd \u03bf\u03c1\u03b9\u03b1\u03ba\u03ac \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c3\u03b5 \u03b4\u03b9\u03b1\u03b4\u03bf\u03c7\u03b9\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7.<\/p>\n

\u0391\u03c5\u03c4\u03cc \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03b3\u03b5\u03bd\u03b9\u03ba\u03cc \u03c3\u03c5\u03bc\u03c0\u03ad\u03c1\u03b1\u03c3\u03bc\u03b1 \u03c4\u03b7\u03c2\u00a0Optima\u00a0Bank\u00a0\u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03cc \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc \u03ba\u03bb\u03ac\u03b4\u03bf, \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03bf\u03c0\u03bf\u03af\u03bf \u03b4\u03b9\u03b1\u03c4\u03b7\u03c1\u03b5\u03af \u03c4\u03b7 \u03c3\u03cd\u03c3\u03c4\u03b1\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03b1\u03b3\u03bf\u03c1\u03ac (buy), \u03bc\u03b5 \u03c4\u03b9\u03c2 \u03c4\u03b9\u03bc\u03ad\u03c2 \u03c3\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03bd\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03bf\u03c5\u03bd \u03c3\u03c4\u03b1\u03b8\u03b5\u03c1\u03ad\u03c2, \u03c3\u03c4\u03b1 2,10 \u03b5\u03c5\u03c1\u03ce \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd Alpha Bank, \u03c3\u03c4\u03b1 2,41 \u03b5\u03c5\u03c1\u03ce \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd Eurobank, \u03c3\u03c4\u03b1 10,84 \u03b5\u03c5\u03c1\u03ce \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u0395\u03b8\u03bd\u03b9\u03ba\u03ae \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b1 5,50 \u03b5\u03c5\u03c1\u03ce \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03a0\u03b5\u03b9\u03c1\u03b1\u03b9\u03ce\u03c2.<\/p>\n

\u038c\u03c0\u03c9\u03c2 \u03b5\u03c0\u03b9\u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 \u03b7\u00a0Optima\u00a0Bank, \u03bf \u03b4\u03b5\u03af\u03ba\u03c4\u03b7\u03c2 RoaTBV \u03b4\u03b9\u03b5\u03c5\u03c1\u03cd\u03bd\u03b8\u03b7\u03ba\u03b5 \u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9, \u03b7 \u03c1\u03b5\u03c5\u03c3\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03ac\u03c6\u03b8\u03bf\u03bd\u03b7 \u03ba\u03b1\u03b9 \u03b7 \u03c0\u03bf\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03b5\u03bd\u03b5\u03c1\u03b3\u03b7\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03b1\u03b9 \u03b7 \u03b4\u03c5\u03bd\u03b1\u03bc\u03b9\u03ba\u03ae \u03c4\u03bf\u03c5 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03bf\u03c5 \u03c0\u03b1\u03c1\u03ad\u03bc\u03b5\u03b9\u03bd\u03b1\u03bd \u03b8\u03b5\u03c4\u03b9\u03ba\u03ad\u03c2. \u039c\u03b5\u03c4\u03ac \u03c4\u03bf \u03b9\u03c3\u03c7\u03c5\u03c1\u03cc \u03c3\u03cd\u03bd\u03bf\u03bb\u03bf \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03c3\u03bc\u03ac\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03bd\u03b1\u03b2\u03ac\u03b8\u03bc\u03b9\u03c3\u03b7 \u03c4\u03c9\u03bd \u03c3\u03c4\u03cc\u03c7\u03c9\u03bd \u03c4\u03b7\u03c2 \u03c7\u03c1\u03ae\u03c3\u03b7\u03c2 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03b4\u03b9\u03bf\u03b9\u03ba\u03ae\u03c3\u03b5\u03b9\u03c2, \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03b8\u03b5\u03c9\u03c1\u03ae\u03c3\u03b5\u03b9 \u03c0\u03c1\u03bf\u03c2 \u03c4\u03b1 \u03c0\u03ac\u03bd\u03c9 \u03c4\u03b9\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03b7\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03b9\u03c2 \u03c4\u03b9\u03bc\u03ad\u03c2 \u03c3\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2.<\/p>\n

\"\"<\/a><\/p>\n

\u0395\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2: \u0398\u03b5\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b5\u03be\u03b5\u03bb\u03af\u03be\u03b5\u03b9\u03c2 \u03ba\u03b1\u03b9 \u03c5\u03c8\u03b7\u03bb\u03ac \u03ba\u03ad\u03c1\u03b4\u03b7 \u03b2\u03bb\u03ad\u03c0\u03bf\u03c5\u03bd \u03bf\u03b9 \u03be\u03ad\u03bd\u03bf\u03b9<\/a><\/p>\n

\u0391\u03c0\u03bf\u03c4\u03af\u03bc\u03b7\u03c3\u03b7<\/h2>\n

\u039f\u03b9 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b4\u03b9\u03b1\u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03bc\u03b5 0,88x \u03c3\u03b5 \u03cc\u03c1\u03bf\u03c5\u03c2 P\/TBV, \u03bc\u03b5 \u03b2\u03ac\u03c3\u03b7 \u03c4\u03b9\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03bf\u03c5 2024, \u03ae\u03c4\u03bf\u03b9 \u03bc\u03b5\u00a0discount\u00a021% \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 \u03c4\u03c9\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03c4\u03b7\u03c2 \u0395\u0395. \u03a9\u03c3\u03c4\u03cc\u03c3\u03bf, \u03b7\u00a0Optima\u00a0Bank\u00a0\u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03bd\u03b1 \u03c5\u03c0\u03ac\u03c1\u03be\u03b5\u03b9 \u03bc\u03b9\u03b1 \u03bc\u03ad\u03c3\u03b7 \u03c4\u03b9\u03bc\u03ae RoaTBV \u03c4\u03b7\u03c2 \u03c4\u03ac\u03be\u03b7\u03c2 \u03c4\u03bf\u03c5 14,9% \u03c4\u03bf 2024, \u03b5\u03bb\u03b1\u03c6\u03c1\u03ce\u03c2 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7 \u03b1\u03c0\u03cc \u03cc,\u03c4\u03b9 \u03c3\u03c4\u03b9\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03b7\u03c2 \u0395\u0395 \u03ba\u03b1\u03b9 \u03b5\u03c0\u03bf\u03bc\u03ad\u03bd\u03c9\u03c2 \u03c0\u03b9\u03c3\u03c4\u03b5\u03cd\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03b5\u03cd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c3\u03c4\u03bf \u03ac\u03c1\u03c4\u03b9\u03bf.<\/p>\n

\u03a4\u03b7\u03bd \u03af\u03b4\u03b9\u03b1 \u03ce\u03c1\u03b1, \u03cc\u03bb\u03b5\u03c2 \u03bf\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b1\u03bd\u03b1\u03b8\u03b5\u03ce\u03c1\u03b7\u03c3\u03b1\u03bd \u03c0\u03c1\u03bf\u03c2 \u03c4\u03b1 \u03c0\u03ac\u03bd\u03c9 \u03c4\u03bf\u03c5\u03c2 \u03c3\u03c4\u03cc\u03c7\u03bf\u03c5\u03c2 \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03bf 2024 \u03bc\u03b5 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03b1\u03c1\u03c7\u03b9\u03ba\u03ac \u03b1\u03bd\u03b1\u03bc\u03b5\u03bd\u03cc\u03bc\u03b5\u03bd\u03b1 \u03b5\u03c0\u03b9\u03c4\u03cc\u03ba\u03b9\u03b1 Euribor \u03ba\u03b1\u03b9 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf \u03b1\u03c0\u03cc \u03c4\u03bf \u03b1\u03bd\u03b1\u03bc\u03b5\u03bd\u03cc\u03bc\u03b5\u03bd\u03bf \u03bc\u03b5\u03af\u03b3\u03bc\u03b1 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03b9\u03b1\u03ba\u03ce\u03bd \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03c9\u03bd \u03ba\u03b1\u03b9 beta.<\/p>\n

\u03a0\u03b9\u03bf \u03b1\u03bd\u03b1\u03bb\u03c5\u03c4\u03b9\u03ba\u03ac, \u03b7 Eurobank \u03c3\u03c4\u03bf\u03c7\u03b5\u03cd\u03b5\u03b9 \u03c0\u03bb\u03ad\u03bf\u03bd \u03c4\u03b1 \u03b2\u03b1\u03c3\u03b9\u03ba\u03ac \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b9\u03ba\u03ac \u03ba\u03ad\u03c1\u03b4\u03b7 \u03bd\u03b1 \u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03bf\u03c5\u03bd \u03c4\u03b1 1,6 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03b1\u03c0\u03cc 1,5 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c0\u03bf\u03c5 \u03b5\u03ba\u03c4\u03b9\u03bc\u03bf\u03cd\u03c3\u03b5 \u03c4\u03bf\u03bd \u039c\u03ac\u03c1\u03c4\u03b9\u03bf, \u03b7 \u0395\u03b8\u03bd\u03b9\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c3\u03c4\u03bf\u03c7\u03b5\u03cd\u03b5\u03b9 \u03c4\u03bf\u00a0core\u00a0PAT \u03bd\u03b1 \u03c6\u03c4\u03ac\u03c3\u03b5\u03b9 \u03c4\u03b1 1,3 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03b1\u03c0\u03cc 1,2 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c0\u03c1\u03bf\u03b7\u03b3\u03bf\u03c5\u03bc\u03ad\u03bd\u03c9\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03bf \u03b2\u03b1\u03c3\u03b9\u03ba\u03cc RoTE >16,0% \u03b1\u03c0\u03cc 15,0% \u03c0\u03c1\u03bf\u03b7\u03b3\u03bf\u03c5\u03bc\u03ad\u03bd\u03c9\u03c2, \u03b7 \u03a0\u03b5\u03b9\u03c1\u03b1\u03b9\u03ce\u03c2 \u03c3\u03c4\u03bf\u03c7\u03b5\u03cd\u03b5\u03b9 \u03c4\u03bf \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03bf\u03c0\u03bf\u03b9\u03b7\u03bc\u03ad\u03bd\u03bf \u03ba\u03b1\u03b8\u03b1\u03c1\u03cc \u03ba\u03ad\u03c1\u03b4\u03bf\u03c2 \u03bd\u03b1 \u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03b5\u03b9 \u03c4\u03bf 1,06 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03ba\u03b1\u03b9 \u03c4\u03bf RoaTBV \u03c4\u03bf 16,0% \u03b1\u03c0\u03cc 15,0% \u03c0\u03c1\u03bf\u03b7\u03b3\u03bf\u03c5\u03bc\u03ad\u03bd\u03c9\u03c2. \u0395\u03c0\u03af\u03c3\u03b7\u03c2, \u03bf\u03b9 \u03c3\u03c4\u03cc\u03c7\u03bf\u03b9 \u03c4\u03b7\u03c2 Alpha \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ac \u03ba\u03ad\u03c1\u03b4\u03b7 \u03c3\u03c4\u03b1 776,4 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 729,4 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03c0\u03c1\u03bf\u03b7\u03b3\u03bf\u03c5\u03bc\u03ad\u03bd\u03c9\u03c2 \u03ba\u03b1\u03b9 RoTE >13,5% \u03b1\u03c0\u03cc 13,0% \u03c0\u03c1\u03bf\u03b7\u03b3\u03bf\u03c5\u03bc\u03ad\u03bd\u03c9\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03ad\u03bb\u03bf\u03c2 \u03b7 Optima Bank \u03c3\u03c4\u03bf\u03c7\u03b5\u03cd\u03b5\u03b9 \u03c4\u03b1 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ac \u03ba\u03ad\u03c1\u03b4\u03b7 \u03bd\u03b1 \u03be\u03b5\u03c0\u03b5\u03c1\u03ac\u03c3\u03bf\u03c5\u03bd \u03c4\u03b1 134 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03b1\u03c0\u03cc >124,0 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03c0\u03c1\u03bf\u03b7\u03b3\u03bf\u03c5\u03bc\u03ad\u03bd\u03c9\u03c2 \u03bc\u03b5 RoTE >24% \u03b1\u03c0\u03cc >20%.<\/p>\n

\u03a0\u03bf\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b5\u03bd\u03b5\u03c1\u03b3\u03b7\u03c4\u03b9\u03ba\u03bf\u03cd<\/h2>\n

\u03a4\u03b1 NPEs \u03c4\u03bf\u03c5 \u03ba\u03bb\u03ac\u03b4\u03bf\u03c5 \u03b1\u03bd\u03ae\u03bb\u03b8\u03b1\u03bd \u03c3\u03c4\u03b1 5,5 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce (-632 \u03b5\u03ba\u03b1\u03c4. \u03b5\u03c5\u03c1\u03ce \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7) \u03ba\u03b1\u03b9 \u03ad\u03c4\u03c3\u03b9 \u03bf \u03bc\u03ad\u03c3\u03bf\u03c2 \u03bb\u03cc\u03b3\u03bf\u03c2 NPE \u03c3\u03c5\u03bc\u03c0\u03b9\u03ad\u03c3\u03c4\u03b7\u03ba\u03b5 \u03c0\u03b5\u03c1\u03b1\u03b9\u03c4\u03ad\u03c1\u03c9 \u03c3\u03c4\u03bf 3,3% \u03b1\u03c0\u03cc 3,5% \u03c4\u03bf \u03b1\u2019 \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf \u03c4\u03bf\u03c5 2024, \u03b5\u03bd\u03ce \u03b7 \u03b4\u03b9\u03ac\u03bc\u03b5\u03c3\u03b7 \u03ba\u03ac\u03bb\u03c5\u03c8\u03b7 NPE \u03bc\u03b5\u03b9\u03ce\u03b8\u03b7\u03ba\u03b5 \u03b5\u03bb\u03b1\u03c6\u03c1\u03ac \u03c3\u03c4\u03bf 85,6% \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 86,1% \u03c4\u03bf 1\u03bf \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf. \u0397 Optima bank \u03b1\u03bd\u03ad\u03c6\u03b5\u03c1\u03b5 \u03c4\u03bf\u03bd \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 NPE \u03c3\u03c4\u03bf 1,03% \u03ba\u03b1\u03b9 \u03c4\u03bf\u03bd \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 \u03ba\u03ac\u03bb\u03c5\u03c8\u03b7\u03c2 NPE \u03c3\u03c4\u03bf 103,8%.\u00a0\"\"<\/a><\/p>\n

\u03a4\u03b1 \u03ba\u03b1\u03b8\u03b1\u03c1\u03ac \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03b1\u03bd\u03ae\u03bb\u03b8\u03b1\u03bd \u03c3\u03c4\u03b1 153,1 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce (+1,9% \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1, +0,8% \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7) \u03ba\u03b1\u03b9 \u03bf\u03b9 \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03b9\u03c2 \u03c3\u03b5 227,4 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce (+2,4% \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1, +1,3% \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7, +1,3% \u03c3\u03b5 \u03b5\u03c4\u03ae\u03c3\u03b9\u03b1 \u03b2\u03ac\u03c3\u03b7) \u03ba\u03b1\u03b9 \u03c9\u03c2 \u03b5\u03ba \u03c4\u03bf\u03cd\u03c4\u03bf\u03c5 \u03b7 LDR \u03b2\u03b5\u03bb\u03c4\u03b9\u03ce\u03b8\u03b7\u03ba\u03b5 \u03b5\u03bb\u03b1\u03c6\u03c1\u03ac \u03c3\u03c4\u03bf 72,1% \u03b1\u03c0\u03cc \u03c4\u03bf 71,6% \u03c4\u03bf \u03c0\u03c1\u03ce\u03c4\u03bf \u03c4\u03c1\u03af\u03bc\u03b7\u03bd\u03bf.<\/p>\n

\u039f\u03b9 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03b9\u03b1\u03ba\u03ad\u03c2 \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03b9\u03c2 \u03c4\u03bf\u03c5 \u03ba\u03bb\u03ac\u03b4\u03bf\u03c5 \u03b1\u03c5\u03be\u03ae\u03b8\u03b7\u03ba\u03b1\u03bd \u03ba\u03b1\u03c4\u03ac 1,4 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c3\u03b5 \u03c4\u03c1\u03b9\u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7 \u03c3\u03b5 60,3 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03ba\u03b1\u03b9 \u03b1\u03bd\u03c4\u03b9\u03c0\u03c1\u03bf\u03c3\u03ce\u03c0\u03b5\u03c5\u03b1\u03bd \u03c4\u03bf 26,5% \u03c4\u03c9\u03bd \u03ba\u03b1\u03c4\u03b1\u03b8\u03ad\u03c3\u03b5\u03c9\u03bd. \u0397 \u03a0\u03b5\u03b9\u03c1\u03b1\u03b9\u03ce\u03c2 \u03ad\u03c7\u03b5\u03b9 \u03c4\u03b7\u03bd \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b7 \u03ba\u03b1\u03c4\u03b1\u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7 \u03c3\u03c4\u03b1 59,8 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce.<\/p>\n","protected":false},"excerpt":{"rendered":"

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